Couples Save $50 ... By: mostpopular2010. on 05 Feb 12, 05:52:54 Couples Save $50 off first-work? fee at Lexingtonlaw credit repair when they signup together More info in my channel
Recommendation, ... By: roxcyn. on 03 Aug 11, 01:49:42 Recommendation, volume level is TERRIBLE? in the video. I have it all the way up (100%) and it still sounds like you're whispering.
so, what exacty is? ... By: forenough. on 08 Jul 11, 21:26:35 so, what exacty is? debt?
I paid 800 a month ... By: TYX91101. on 31 Mar 11, 10:40:06 I paid 800 a month for 42 months to a settlement bureau to settle $45000 in card debt. That's still a lot of money but only a fraction of what I would have paid had interest charges not been cut off during that period. I'd have been paying for the rest of my life? and still had a balance. Now, two years after all debts were settled at reduced levels, I'm getting plenty of offers for new cards and my credit score is 670, not perfect but still good enough to get a car loan.
Marry a Beautiful? ... By: tarraorbisonopkl. on 13 Jan 11, 05:15:51 Marry a Beautiful? Latino girl online **rockmycity.info**
I say screw them ... By: wahahn. on 20 Jun 10, 03:11:51 I say screw them all. They took billions of dollars out of our pockets? already in the ILLEGAL, UNCONSTITUTIONAL GOVERNMENT BAIL OUT - It you're in debt that you can't pay....FILE FOR BANKRUPTCY. It's not as bad as you think it is. Talk to a lawyer. If you can't afford the lawyer, call your county's Bar Association, they will be able to point you in the right direction to get legal help.
Due to the ... By: nancyllang. on 07 Jun 10, 07:38:50 Due to the recession, credit card companies are now offering bail-out programs. To see if you qualify, ? visit us @ debt-freesolutions.blogspot.com
This is a good ... By: debtsettlementstory. on 06 May 10, 12:48:40 This is a good start to the debt settlement conversation.
There are a lot of unscrupulous companies out there.
I used a company? called Consumer Recovery Network that charged me $1150 to settle $130,000 of unsecured debt. It took 6 months and my final settlement amount was $40,000 or 28 cents on the dollar. Their fee of $1150 was minuscule compared to other companies whose fees were on average $10,000..or more!
I am blogging about it at debtsettlementstory (dot) com
ok im new? on this ... By: ceelos1020. on 02 Feb 10, 00:28:28 ok im new? on this topic. so if you agree on a settlement and pay it. does that eliminate the debt you owe your creditor?
Heidi, you're again ... By: CreditCardExpert. on 27 Sep 09, 12:33:49 Heidi, you're again presenting misinformation. The debt DOES go away. You no longer owe that debt.
Yes, the portion of the debt that has been forgiven may become income, which is taxable. But paying taxes on a fraction of the debt that has turned into income is not the? same thing as owing a debt collector. Sheesh.
It is true. The ... By: HurricaneHeidi. on 22 Sep 09, 04:00:41 It is true. The agreement to accept service of process in case of inability to make payments on the settled account is almost always included in the fine print. Debtors' blogs are full of people who only found that out after they thought they had settled their debt.? If you miss a payment, you are immediately being sued.
After settling, the credit card company issues you a 1099MISC reporting the difference between what you admit you originally owed and the settlement amount - as INCOME.
That's just not ... By: CreditCardExpert. on 20 Sep 09, 15:12:39 That's just not true.? Settling a debt makes it go away. If the creditor agrees to settle, the debt is gone. If you agree to let the creditor sue to collect a debt, then you haven't signed a debt settlement, you've signed something else, something very very stupid.
Don't settle. If ... By: HurricaneHeidi. on 11 Aug 09, 19:11:49 Don't settle. If you do, you will reset your state's Statute of Limitations to the beginning again, giving them more time to sue you.
Many settlement agreements include fine print granting the collectors the right to sue you without having to serve you because you already admitted responsibility for the debt by settling. Just defeat them. Learn to defend yourself. I? did, and I won.
watch?v=kkcnQdWzC3s
well debt ... By: vinnythejinny. on 11 Aug 09, 11:56:35 well debt consolidation is stupid to do. Owning other loan on your head means? you are in debt no matter what. Stay away from consolidation. For settlment, i have contacted creditanswers (866-944-3201)
no need to pay ... By: gtiapr3. on 16 Jul 09, 06:02:26 no need to pay someone to take of your problems.? Call the credit card companies and offer to make a lump sum payment of 25% the total amount owed.
erase your? debt ... By: bico375. on 28 Jun 09, 00:55:53 erase your? debt asap. com
Credit card balance transfers are complex and confusing. CreditCards.com's Dana Kochnower helps cut through the clutter to show how you can make the most of your balance transfer and save yourself some time, aggravation and money
Can't keep from spending? Put a stop to it by putting your credit card on ice, literally. Experts say that it can be a good way to curb your impulses. But is it really a deterrent? And can you hurt the card by freezing it? CreditCards.com's Cynthia Drake went searching for answers.
Handing someone a gift card in a plain old envelope is boring. Cynthia Drake shows you how to add some pizzazz to your gift cards this holiday -- without spending a ton of money.
CreditCards.com's Erica Sandberg relays a story about one memorable encounter she had as a credit counselor with someone who needed a reality check about her finances. See what you can learn from her story about Mary and her daughters' horse riding lessons.
Got credit card debt? Lots of people do. It's lame -- but it doesn't have to last forever.
CreditCards.com's Erica Sandberg shows you how you can escape from credit card debt in five easy to understand steps.
"Bridget" gives the rundown of her latest haul from Forever 21 and Urban Outfitters -- until CreditCards.com's Connie Prater jumps in to give her a "reality check" about just how much trouble impulse buying can be.
Amp up the wow factor when you give gift cards this Christmas. CreditCards.com's Cynthia Drake -- on a mission to rid the world of naked gift cards -- presents three fun, simple ideas for jazzing up those gift cards this year.
Just because an outfit looked great on you when you were 16 doesn't mean you'd be caught dead in it today, right? The same goes for your credit card. If you've had your card for five or ten or even twenty years, that card may no longer work for your lifestyle. To see if it's time for a new card, ask yourself these four questions.
For more, visit CreditCards.com
How much abuse can a credit card take and still work? Will it swipe after you bake it? Or if you use it as a shovel? Reporter Angela Grant puts some cards through a series of experiments and then tests them to see if they still function.
For more, visit CreditCards.com
New federal rules require banks to get your permission before they enroll you overdraft protection. Should you opt in? Before you decide, watch this video explaining the ins and outs of overdraft protection and the advantages and disadvantages of opting into it.
A CreditCards.com study found that the average U.S. credit card agreement is written on a 12th grade level. That means 4 in 5 Americans can't understand their agreement, since the average adult reads at a ninth grade level. Why are they so hard to read? Senior reporter Connie Prater explains.
Unfortunately, ... By: GoEVS. on 27 Jan 11, 16:03:20 Unfortunately, there are some people who take advantage of people who use credit cards. Whether they have a swiper to grab your card information, or just want the numbers, they will have enough information to use your card to make purchases you haven't authorized. It's very important to pay close attention to your statements, and for a company to also take measures to verify the identity of the purchaser.? Identity fraud is a huge business, albeit an unethical one, affect people every day.
CreditCards.com took the streets of Austin, Texas, armed with a credit card statement from a major credit card issuer. Then, we asked a few people to try and read and understand it. What did we find? Not surprisingly, everyone found it incredibly confusing and hard to understand. Here's what the people we met had to say.
credit statements? ... By: c1134206. on 21 May 11, 19:37:39 credit statements? = a 2D explanation of a 3D mathematical formula. (metaphorically)
you should all be thankful that some branch of marketing hasnt touched this method of "covering your ass"
"crazy talk"....... ... By: c1134206. on 21 May 11, 19:26:31 "crazy talk".........?
It could stand to ... By: pmarie2003. on 23 Jul 10, 00:49:50 It could stand to be written better, but I can understand it. I? don't care because I only use a debit card! They interviewed a woman who couldn't figure out what 2% of $10 was??!!! No wonder she can't understand the rest of it.
The second attorney ... By: romanmir01. on 22 Jul 10, 22:00:43 The second attorney is wrong on his conclusion, you don't need to go to a law-school to follow a simple formula.
What is MOST interesting is WHAT is your daily periodic rate. Take your balance, average? it, which means divide by the number of days in the month and multiply by your rate, which is the interesting unknown number.
Balance starts with unpaid outstanding charge at the beginning of your billing cycle (a fixed day in a month), add your new purchases in that month, subtract payments.
They are reading ... By: romanmir01. on 22 Jul 10, 21:54:48 They are reading the portion on the finance charges as if it is supposed to be read like a freaking poem without thinking about it.
It was a simple formula translated into English, sure it sounds long, but it is just a formula, if you can't read it, what can you read?
First attorney is WRONG, this was not legal bullshit, it was a simple computational? formula!
'Software developer' has made me ashamed of being in the same profession as him. If he can't understand it, he should be fired.
So the minimum ... By: romanmir01. on 22 Jul 10, 21:40:25 So the minimum periodic payment is the total new balance if the total money is less than $10. Duh. Difficult?
If your balance is greater than $10, pay 2% on what is not above your credit limit.
Obviously they want you to return everything above your credit limit. I guess it happens when your credit is reduced? after a charge happens, otherwise you wouldn't overshoot.
What's funny is that also they want you to add either $10 or whatever is past due (if it's greater) to the above payment.
The agreement is ... By: romanmir01. on 22 Jul 10, 21:36:38 The agreement is not complex, it is just based on a number of rules, which need to be followed, in fact the number of rules is not even that large.
What is the problem with understanding what a 'minimum period payment is'? Are these? people actual retards?
Minimum payment that is done in a time period, which means it is done on the same schedule.
I'll dumb it down ... By: unknown8585. on 22 Jul 10, 17:23:38 I'll dumb it down for you:
Credit Card Agreement: Bend over and spread? your ass cheeks.
New card carrier: ok
Garage sales are usually old fashioned and low-tech, but if you're trying to sell a high-priced item such as a flat screen TV or an iPod or an elliptical machine, that might not be good enough. Here are some tips that can help you accept credit cards at your next garage sale.
cool? story bro By: tpmgx6. on 03 Mar 12, 23:37:19 cool? story bro
I? listened to this ... By: cyberpolice9000. on 26 Dec 11, 05:54:49 I? listened to this in my Investment/Finance class, and this is by far the worst attempt at music I have ever heard in my life. It makes Justin Bieber look like Mozart.
Love it. Great ... By: ecSee. on 07 Jun 10, 02:25:07 Love it. Great imaginative work! Ned? N
SO AWESOME? By: AnnaBleker. on 02 Jun 10, 19:02:50 SO AWESOME?
Let 'em? know. By: yallifornia. on 02 Jun 10, 12:20:17 Let 'em? know.
Feeling the music ... By: FlavorKidz. on 02 Jun 10, 06:11:10 Feeling the music video. Very entertaining.?
On Thursday, May 6, Experian director of public education Rod Griffin answered your questions on credit scoring and credit reporting live via a video stream from the CreditCards.com studio in Austin, Texas. The event is now over, but if you missed it or just want to see it again, you can, through this video.
Learn how to ... By: mostpopular2010. on 03 Feb 12, 09:58:26 Learn how to improve FICO score in USA at lexingtonlawcoupons? com
Do collection ... By: DizzyWaters72. on 04 May 11, 09:36:25 Do collection agencys have the right to check your credit report? Also I have stuff on my credit reports from someone named? Donna M Cowels from back East how do I get them off all Credit reports? Equifax, ,Trans Union and Experian
Do You ask ... By: VegEdGoku. on 14 May 10, 20:12:36 Do You ask permission to know individual's? information?
Don't throw out that old credit card, debit card or gift card -- make something with it. CreditCards.com's Cynthia Drake shows you how to make earrings, a bracelet and a guitar pick and a decorative pin out of those old pieces of plastic. It's easy.
I'm always looking ... By: rasodilove. on 01 Feb 12, 09:21:18 I'm always looking for ways to recycle my old gift? cards- you have some great ideas here! Thank you for sharing!!
![Credit card balance transfers are complex and confusing. CreditCards.com\](http://i.ytimg.com/vi/a15DG3JnE1I/2.jpg "Credit card balance transfers are complex and confusing. CreditCards.com\")
![Haul video parody: Don\](http://i.ytimg.com/vi/hTaF4n27Vvs/2.jpg "Haul video parody: Don\")
![Why you don\](http://i.ytimg.com/vi/lmTf5fRXJlk/2.jpg "Why you don\")
Latest comments made on this video:
By: mostpopular2010. on 05 Feb 12, 05:52:54
Couples Save $50 off first-work? fee at Lexingtonlaw credit repair when they signup together More info in my channel
By: makeiteasyable. on 12 Dec 11, 14:16:22
ty?
By: roxcyn. on 03 Aug 11, 01:49:42
Recommendation, volume level is TERRIBLE? in the video. I have it all the way up (100%) and it still sounds like you're whispering.
By: forenough. on 08 Jul 11, 21:26:35
so, what exacty is? debt?
By: TYX91101. on 31 Mar 11, 10:40:06
I paid 800 a month for 42 months to a settlement bureau to settle $45000 in card debt. That's still a lot of money but only a fraction of what I would have paid had interest charges not been cut off during that period. I'd have been paying for the rest of my life? and still had a balance. Now, two years after all debts were settled at reduced levels, I'm getting plenty of offers for new cards and my credit score is 670, not perfect but still good enough to get a car loan.
By: tarraorbisonopkl. on 13 Jan 11, 05:15:51
Marry a Beautiful? Latino girl online **rockmycity.info**
By: wahahn. on 20 Jun 10, 03:11:51
I say screw them all. They took billions of dollars out of our pockets? already in the ILLEGAL, UNCONSTITUTIONAL GOVERNMENT BAIL OUT - It you're in debt that you can't pay....FILE FOR BANKRUPTCY. It's not as bad as you think it is. Talk to a lawyer. If you can't afford the lawyer, call your county's Bar Association, they will be able to point you in the right direction to get legal help.
By: nancyllang. on 07 Jun 10, 07:38:50
Due to the recession, credit card companies are now offering bail-out programs. To see if you qualify, ? visit us @ debt-freesolutions.blogspot.com
By: debtsettlementstory. on 06 May 10, 12:48:40
This is a good start to the debt settlement conversation. There are a lot of unscrupulous companies out there. I used a company? called Consumer Recovery Network that charged me $1150 to settle $130,000 of unsecured debt. It took 6 months and my final settlement amount was $40,000 or 28 cents on the dollar. Their fee of $1150 was minuscule compared to other companies whose fees were on average $10,000..or more! I am blogging about it at debtsettlementstory (dot) com
By: ceelos1020. on 02 Feb 10, 00:28:28
ok im new? on this topic. so if you agree on a settlement and pay it. does that eliminate the debt you owe your creditor?
By: CreditCardExpert. on 27 Sep 09, 12:33:49
Heidi, you're again presenting misinformation. The debt DOES go away. You no longer owe that debt. Yes, the portion of the debt that has been forgiven may become income, which is taxable. But paying taxes on a fraction of the debt that has turned into income is not the? same thing as owing a debt collector. Sheesh.
By: HurricaneHeidi. on 22 Sep 09, 04:00:41
It is true. The agreement to accept service of process in case of inability to make payments on the settled account is almost always included in the fine print. Debtors' blogs are full of people who only found that out after they thought they had settled their debt.? If you miss a payment, you are immediately being sued. After settling, the credit card company issues you a 1099MISC reporting the difference between what you admit you originally owed and the settlement amount - as INCOME.
By: CreditCardExpert. on 20 Sep 09, 15:12:39
That's just not true.? Settling a debt makes it go away. If the creditor agrees to settle, the debt is gone. If you agree to let the creditor sue to collect a debt, then you haven't signed a debt settlement, you've signed something else, something very very stupid.
By: HurricaneHeidi. on 11 Aug 09, 19:11:49
Don't settle. If you do, you will reset your state's Statute of Limitations to the beginning again, giving them more time to sue you. Many settlement agreements include fine print granting the collectors the right to sue you without having to serve you because you already admitted responsibility for the debt by settling. Just defeat them. Learn to defend yourself. I? did, and I won. watch?v=kkcnQdWzC3s
By: vinnythejinny. on 11 Aug 09, 11:56:35
well debt consolidation is stupid to do. Owning other loan on your head means? you are in debt no matter what. Stay away from consolidation. For settlment, i have contacted creditanswers (866-944-3201)
By: gtiapr3. on 16 Jul 09, 06:02:26
no need to pay someone to take of your problems.? Call the credit card companies and offer to make a lump sum payment of 25% the total amount owed.
By: bico375. on 28 Jun 09, 00:55:53
erase your? debt asap. com