The credit card ... By: wojtek0000. on 20 Dec 09, 06:11:24 The credit card companies and the government want people to be scared all the time. Watch? your score and be a good little citizen. People are so easily manipulated. No wonder you hear so much abou this score.
Credit card balance transfers are complex and confusing. CreditCards.com's Dana Kochnower helps cut through the clutter to show how you can make the most of your balance transfer and save yourself some time, aggravation and money
Can't keep from spending? Put a stop to it by putting your credit card on ice, literally. Experts say that it can be a good way to curb your impulses. But is it really a deterrent? And can you hurt the card by freezing it? CreditCards.com's Cynthia Drake went searching for answers.
Handing someone a gift card in a plain old envelope is boring. Cynthia Drake shows you how to add some pizzazz to your gift cards this holiday -- without spending a ton of money.
CreditCards.com's Erica Sandberg relays a story about one memorable encounter she had as a credit counselor with someone who needed a reality check about her finances. See what you can learn from her story about Mary and her daughters' horse riding lessons.
Got credit card debt? Lots of people do. It's lame -- but it doesn't have to last forever.
CreditCards.com's Erica Sandberg shows you how you can escape from credit card debt in five easy to understand steps.
"Bridget" gives the rundown of her latest haul from Forever 21 and Urban Outfitters -- until CreditCards.com's Connie Prater jumps in to give her a "reality check" about just how much trouble impulse buying can be.
Amp up the wow factor when you give gift cards this Christmas. CreditCards.com's Cynthia Drake -- on a mission to rid the world of naked gift cards -- presents three fun, simple ideas for jazzing up those gift cards this year.
Just because an outfit looked great on you when you were 16 doesn't mean you'd be caught dead in it today, right? The same goes for your credit card. If you've had your card for five or ten or even twenty years, that card may no longer work for your lifestyle. To see if it's time for a new card, ask yourself these four questions.
For more, visit CreditCards.com
How much abuse can a credit card take and still work? Will it swipe after you bake it? Or if you use it as a shovel? Reporter Angela Grant puts some cards through a series of experiments and then tests them to see if they still function.
For more, visit CreditCards.com
New federal rules require banks to get your permission before they enroll you overdraft protection. Should you opt in? Before you decide, watch this video explaining the ins and outs of overdraft protection and the advantages and disadvantages of opting into it.
A CreditCards.com study found that the average U.S. credit card agreement is written on a 12th grade level. That means 4 in 5 Americans can't understand their agreement, since the average adult reads at a ninth grade level. Why are they so hard to read? Senior reporter Connie Prater explains.
Unfortunately, ... By: GoEVS. on 27 Jan 11, 16:03:20 Unfortunately, there are some people? who take advantage of people who use credit cards. Whether they have a swiper to grab your card information, or just want the numbers, they will have enough information to use your card to make purchases you haven't authorized. It's very important to pay close attention to your statements, and for a company to also take measures to verify the identity of the purchaser. Identity fraud is a huge business, albeit an unethical one, affect people every day.
CreditCards.com took the streets of Austin, Texas, armed with a credit card statement from a major credit card issuer. Then, we asked a few people to try and read and understand it. What did we find? Not surprisingly, everyone found it incredibly confusing and hard to understand. Here's what the people we met had to say.
credit statements = ... By: c1134206. on 21 May 11, 19:37:39 credit statements = a 2D explanation of a 3D mathematical formula. (metaphorically)
you should all? be thankful that some branch of marketing hasnt touched this method of "covering your ass"
"crazy talk"....... ... By: c1134206. on 21 May 11, 19:26:31 "crazy talk".........?
It could stand to ... By: pmarie2003. on 23 Jul 10, 00:49:50 It could stand to be written better, but I can understand it. I don't care because I only use a debit card! They interviewed a woman who couldn't figure out what? 2% of $10 was??!!! No wonder she can't understand the rest of it.
The second attorney ... By: romanmir01. on 22 Jul 10, 22:00:43 The second attorney is wrong on his conclusion, you don't need to go to a law-school to follow a simple formula.
What is MOST interesting is WHAT is your daily? periodic rate. Take your balance, average it, which means divide by the number of days in the month and multiply by your rate, which is the interesting unknown number.
Balance starts with unpaid outstanding charge at the beginning of your billing cycle (a fixed day in a month), add your new purchases in that month, subtract payments.
They are reading ... By: romanmir01. on 22 Jul 10, 21:54:48 They are reading the portion on the finance charges as if it is supposed to be read like a freaking poem without thinking about it.
It was a simple formula translated into English, sure it sounds long, but it is just a formula, if? you can't read it, what can you read?
First attorney is WRONG, this was not legal bullshit, it was a simple computational formula!
'Software developer' has made me ashamed of being in the same profession as him. If he can't understand it, he should be fired.
So the minimum ... By: romanmir01. on 22 Jul 10, 21:40:25 So the minimum periodic payment is the total new balance if the total money is less than $10. Duh. Difficult?
If your balance is greater than $10, pay 2% on what is not above your credit limit.
Obviously they want you to return everything above your credit limit. I guess it happens when your credit is reduced after a charge happens, otherwise you wouldn't overshoot.
What's funny? is that also they want you to add either $10 or whatever is past due (if it's greater) to the above payment.
The agreement is ... By: romanmir01. on 22 Jul 10, 21:36:38 The agreement is not complex, it is just based on a? number of rules, which need to be followed, in fact the number of rules is not even that large.
What is the problem with understanding what a 'minimum period payment is'? Are these people actual retards?
Minimum payment that is done in a time period, which means it is done on the same schedule.
I'll dumb it down ... By: unknown8585. on 22 Jul 10, 17:23:38 I'll dumb it down for you:
Credit Card Agreement:? Bend over and spread your ass cheeks.
New card carrier: ok
Garage sales are usually old fashioned and low-tech, but if you're trying to sell a high-priced item such as a flat screen TV or an iPod or an elliptical machine, that might not be good enough. Here are some tips that can help you accept credit cards at your next garage sale.
cool? story bro By: tpmgx6. on 03 Mar 12, 23:37:19 cool? story bro
I listened to? this ... By: cyberpolice9000. on 26 Dec 11, 05:54:49 I listened to? this in my Investment/Finance class, and this is by far the worst attempt at music I have ever heard in my life. It makes Justin Bieber look like Mozart.
Love it. ? Great ... By: ecSee. on 07 Jun 10, 02:25:07 Love it. ? Great imaginative work! Ned N
SO AWESOME? By: AnnaBleker. on 02 Jun 10, 19:02:50 SO AWESOME?
Let? 'em know. By: yallifornia. on 02 Jun 10, 12:20:17 Let? 'em know.
Feeling the music? ... By: FlavorKidz. on 02 Jun 10, 06:11:10 Feeling the music? video. Very entertaining.
On Thursday, May 6, Experian director of public education Rod Griffin answered your questions on credit scoring and credit reporting live via a video stream from the CreditCards.com studio in Austin, Texas. The event is now over, but if you missed it or just want to see it again, you can, through this video.
Learn? how to ... By: mostpopular2010. on 03 Feb 12, 09:58:26 Learn? how to improve FICO score in USA at lexingtonlawcoupons com
Do collection ... By: DizzyWaters72. on 04 May 11, 09:36:25 Do collection agencys have the right to check your credit report? Also I have stuff on my credit reports from someone named Donna M Cowels from back East how do I get them off all Credit reports? Equifax,? ,Trans Union and Experian
Do You ask ... By: VegEdGoku. on 14 May 10, 20:12:36 Do You ask permission to know individual's information??
Don't throw out that old credit card, debit card or gift card -- make something with it. CreditCards.com's Cynthia Drake shows you how to make earrings, a bracelet and a guitar pick and a decorative pin out of those old pieces of plastic. It's easy.
I'm always looking ... By: rasodilove. on 01 Feb 12, 09:21:18 I'm always looking for ways to recycle my old gift cards- you have some great ideas here!? Thank you for sharing!!
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Latest comments made on this video:
By: wojtek0000. on 20 Dec 09, 06:11:24
The credit card companies and the government want people to be scared all the time. Watch? your score and be a good little citizen. People are so easily manipulated. No wonder you hear so much abou this score.