Video duration: 229 seconds
Global video hits: 8313
There are reasons which make credit card interest rates so high. High credit card interest rates make having this kind of debt a bad idea especially if it compounds very quickly after we bought things that quickly lose their value.
This guy needs help ... By: 4age20vbt. on 17 Feb 10, 06:34:07 This guy needs help conveying his point. He bored me 1 1/2 into? the video. Blahhh!
This guy said "they ... By: Davidbzm01. on 01 Feb 10, 23:57:51 This guy said "they will always be high"
This guy doesn't ? understand that if EVERYONE stopped using the credit cards. All at the same time. The credit company will notice that your money isnt flowing into their pockets anymore and FIX IT. I don't mean stop using cards forever. Just stop long enough for the banks to see WE HAVE THE CONTROL...
Its as easy as just NOT using the card. When the money stops flowing they WILL HEAR YOU.
No Violence, No weapons, No laywers.
Just say NO.
Everyone. Here's ... By: Davidbzm01. on 01 Feb 10, 23:50:46 Everyone. Here's how you fix it
Take that credit card? and cut it up.
CALL THEM and cancel the account.
Don't just stop using it because they are currently working on a new penalty charge for "NOT USING" your card.
They WILL get the message when 40 million people call them up and say NO.
They wont have a choice but to fix it.
When your? money stops flowing into their pockets. They will hear you.
No violence. No weapons. No lawyers.
Just stop using the card and they WILL FOLD
Easy as that.
This guy is an ... By: bammbamm12. on 08 Oct 09, 19:40:25 This guy is an apologist for the usurers? Interest rates on credit? cards used to be much lower. The amount of profit these companies make is atrocious. That's why everyone gets a new credit card offer every day. It's like sending a hooker to a man's front door. Run up your credit cards to the max - and don't pay them anything.
Support Congress? ... By: jkmehoff. on 17 Sep 09, 12:32:02 Support Congress? Bill S500 it will help and Cap interest rates
Pawnshops dont like it but they Charge 240% a year
I say we should got ... By: lulu4817. on 06 Sep 09, 16:39:34 I say we should got back to be able to deduct credit card interest on our Federal taxes. Then interest rates will? come down. The Feds would make sure of it.
Still chasing the ... By: TheSheik154. on 18 Jul 09, 11:18:25 Still chasing the elusive book ) :
Currently? out of stock with the publisher. The bookstore said to try reordering in a month or so...
Nice work. keep it ... By: lyndonsilva. on 15 Jun 09, 08:25:56 Nice work. keep it up. mean? time come for social media marketing for esteembpo**com
its very rare but ... By: ZerqTM. on 16 May 09, 19:22:33 its very rare but there are banks that lend only as much money as they have.
and you earn lendable money by saving money over time...
(the longer you have x sum of money in the? bank then you can lend a similar sum over a similar sum of time... its something like that...
which is a more honest system.
(because it isent creating false money!)
i am also ... By: ZerqTM. on 16 May 09, 19:18:10 i am also considering moving my money? to a bank that does not use franctional serverve lending too just so the banks can use my money to devalue the currency.
(banks make money from nothing stealing the value of your money)
i never borrow ... By: ZerqTM. on 16 May 09, 19:16:39 i never borrow money on? principle
Currently on order ... By: TheSheik154. on 11 May 09, 00:58:54 Currently on order - should arrive in the next few weeks or so. Looking forward to? it ( :
Good question - it ... By: savingandinvesting. on 22 Apr 09, 09:27:12 Good question - it can be ordered at any book store? that is for sure suing the ISIN number etc. from book site - let me know how it goes please and thank you for interest. Michael
Is the book going ... By: TheSheik154. on 22 Apr 09, 08:07:45 Is the book going to come out in Australia at any point? I know you can order it on-line if you've got a credit? card, but I don't (for reasons outlined here!).
all videos are ... By: muby88. on 11 Sep 08, 23:22:27 all videos are excellent, soooo helpful? to learn complex concepts, thankyou very much
sorry, I'm the ... By: freezazoid. on 14 Aug 08, 00:06:49 sorry, I'm the annoying guy, this is the last time I'll mention it... The pace was really good and easy going on this vid. and again thanks for the? really really great info!!!
Brilliant video, ... By: thejobloshow. on 26 May 08, 13:35:52 Brilliant video, thank? you.
Many thanks? By: edris88. on 21 Jan 08, 01:08:28 Many thanks?
Looking for low ... By: nessto252. on 28 Jun 07, 09:36:57 Looking for low interest rates? Visit us online @ thelowratepeople? to get started!!!!
Wow, I got more ... By: Anothercoilgun. on 20 Dec 09, 19:00:45 Wow, I got more intel now. Very interesting. Allow to charge what the highest state charges, simply by moving a branch to that? high charging state.
Legal does not mean righteous.
It can seem almost impossible to pay down your credit card debt. Don't let your debt get the best of you. By following these simple steps, you can work to get your debt paid off faster and more efficiently.
Video duration: 107 seconds
Global video hits: 12566
Suzy Orman explains the basics about the "Universal Default" used by credit card companies to charge you very high interest rates. More info at: SCCRealEstateUncenso red.com MiCasaMiDinero.com
Please checkout my ... By: mostpopular2010. on 05 Feb 12, 06:12:25 Please checkout my channel to find out how Credit Rating? works and how to improve it
There's been some ... By: bc1969214. on 31 Aug 11, 18:28:09 There's been some updates since this video came out. The Credit Card Accountability, Responsibility, and Disclosure Act of 2009 prohibited the practice of retroactively raising any annual percentage rate, fees, or finance charges for reasons unrelated to the cardholder's behavior with their account. There is fine print though? so your account can be closed if you have an issue with another creditor.
I scored Equifax ... By: altonjjones. on 02 Mar 11, 05:29:58 I scored Equifax 824, Experian 783 & TransUnion 973. Visit my channel to see? how I did it.
SOMEONE HELP that ... By: vacationboyvideos. on 06 Feb 11, 23:24:29 SOMEONE HELP that knows...I AM ON SSI....if i almost max out alll my credit cards and only pay? them for 3-6 months and then pay 10 bucks a month then stop after 6 months or so( dont pay anymore to them)...would that be seen as fraud? i know they cant take away my ssi check, i have no money in the bank... could i go to jail?
dumb bitch? has no ... By: wndebu. on 14 Aug 10, 15:24:59 dumb bitch? has no idea what she is talking about.
Like really, Suzy. ... By: pantyflash. on 22 Jun 10, 06:07:41 Like really, Suzy. It's easy for you to stand? on your pedestal and tell folks not to be late on any of their debt payments. You apparently have zero understanding that for many folks, desire to be current does not equate to ability. Even with "universal default" outlawed, adverse circumstances and usurious creditors are driving folks into absolute universal default. Folks with dire finances just literally default on everything, leaving creditors holding the proverbial bag. Way to go, babe!
@rayme4raw - Yes.. ... By: HurricaneHeidi. on 23 Dec 09, 13:11:41 @rayme4raw - Yes... I've seen Suze's commercials about FICO and? the credit card industry. She is a bought and paid for TOOL of the commercial Debt Slave System. She is using her popularity to support the credit card industry. I call that a conflict of interest. Who's paying her to do those commercials, hmmm?
@HurricaneHeidi - ... By: HurricaneHeidi. on 23 Dec 09, 13:07:37 @HurricaneHeidi - I repeat -
Your mortgage company cannot raise your interest rate because it is contractually FIXED, so NEVER fail to make your mortgage payments. Do NOT lose your home.
DEFAULT on the damn credit cards and learn to defend yourselves against collection like I did. They are not a convenience. They are a? deliberately BAITED TRAP designed to make us into life-long debt slaves.
If I can do it, you can do it.
Use debit cards only and move your money to a Credit Union ASAP
@Yankhadenough - ... By: HurricaneHeidi. on 23 Dec 09, 13:01:11 @Yankhadenough - You are absolutely correct. I completely agree with you, and I speak from personal experience.
I defaulted almost 6 years ago, defeated a collections attorney myself without hiring a lawyer, and I completely avoided bankruptcy and got myself and my husband out of the vicious commercial debt trap.
? I published a book describing exactly how.
watch?v=kkcnQdWzC3s
The goddam banks have lobbied Congress to get bailed out through our TAXES - take back your money. DEFAULT
It is INSANE to ... By: HurricaneHeidi. on 23 Dec 09, 12:46:51 It is INSANE to keep making payments on UNSECURED DEBT (credit cards) if doing so makes you unable to keep? up with your payments on your SECURED DEBT (mortgage).
Not only would that put you in danger of losing your HOME through foreclosure, but just as Suze says, the credit card companies would raise your interest rates anyway because of the black mark on your FICO score for missing your mortgage payments. YOUR MORTGAGE COMPANY CANNOT RAISE YOUR INTEREST RATE because it's contractually fixed.
How about this? ... By: mrigmaiden1. on 19 Dec 09, 09:43:00 How about this? DON'T use credit? cards in the first place?
LOL, Suzy is a ... By: rayme4raw. on 25 Nov 09, 04:02:37 LOL, Suzy is a bobblehead. Did you see her latest FICO commercial. Don't worry folks, your money is still safe in the? bank:) Wait, isn't FICO broke?
Fuc- FICO! ? Just ... By: FinanceUS. on 07 Nov 09, 05:12:33 Fuc- FICO! ? Just defult. tell them you have no money, no job, no assets, no life, then they will leave you alone. Next, SAVE and pay cash for EVERYTHING! yes, even a house can be bought with cash. thats they way it use to be done.
wow problem solved! ... By: yoseph09. on 18 Oct 09, 09:51:23 wow problem solved! just don't be late on ANY of your payments and then maybe by the grace of our bank lords your interest rate won't shoot up like a rocket!you see, the problem really is not HOW to come up with the payments,oh no,it's when to pay! I personally suggest and I'm sure this woman will agree,that you link one of your? multi million dollar checking accounts electronically to your credit accounts,
therefor insuring TIMELY payments.I love it when rich people give financial advice.
Default. Send them ... By: jonesreportdotcom. on 13 Oct 09, 00:07:59 Default. Send them a cease and desist letter, change your number. Credit card default is growing more popular with each passing day. The dollar is now tanking and that will soon cause big time? inflation. The economic recovery is a myth. It's individual economic survival time folks. Paying them back is insane. Suzy is an over paid bubblehead.
lol if anything you ... By: j0hnsc4r. on 03 Sep 09, 17:19:45 lol if anything you should default on your? credit cards
I couldn't agree ... By: TomsFriendKake. on 04 Jun 09, 09:27:50 I couldn't agree more. And how much is she? getting paid?
no shit sherlock, i ... By: qweqqweqbt. on 27 Apr 09, 08:10:56 no shit sherlock, i think we all know that already. you're not saying anything usefull, i watched this lady in 4 clips now and nothing she says is smart. ? she's only smart enough to state the obvious
It should? be ... By: fraud66. on 17 Feb 09, 06:52:33 It should? be illegal!
or max your credit ... By: amyanthony2002. on 31 Jan 09, 21:16:51 or max your credit card on gold and can food and then ask for the save american program......credit card know about this program because i told them about it before i closed my account... if they take our government money they better have one.... juice the card now because money will be worth nothing soon...... when i take 10,000 for a loaf of? bread that is when you pay them off.....
Time to bust the ... By: Yankhadenough. on 17 Dec 08, 14:43:59 Time to bust the credit card industry folks> default, Default , DEFAULT. Defaulting stays on your credit report only 7 years, bankruptcy for 10 ! Keep paying your mortgage and car loans of course, and check your state laws BEFORE you default on cc's (in case? they can garnish wages or put liens on your home) . Florida is debtor's haven.
Very interesting, ... By: wizbiz777. on 18 Sep 08, 17:50:31 Very interesting,and scary! Thanks for? the info.
Video duration: 253 seconds
Global video hits: 22543
debtrelief911.com - Get Rid of Credit Card Debt Now! Learn How to Eliminate Your Credit Card Debts in 90 Days Without Debt Consolidation or Bankruptcy!
Call 1-877-375-3165 ... By: mostpopular2010. on 05 Feb 12, 05:58:58 Call 1-877-375-3165 for your FREE Credit Analysis? with Lexingtonlaw paralegals.
Too many people ... By: melthompsoniii. on 01 Jan 12, 06:37:00 Too many people choose the wrong kind of credit card debt help. They deceive themselves into believing they can manage a debt management payment plan, or they can afford to begin a lump sum debt settlement savings plan (where they skip their? monthly payments to bank that money with a debt settlement firm to one day offer a final lump sum settlement amount).
Texas residents ... By: cjaye84. on 06 May 11, 22:16:02 Texas residents have great laws to protect them from harassing creditors! I have seen some bad debt elimination companies, but Debt Free Angels sets the bar! If you have lost your job, had hours cut, had an accident or illness or divorce, you probably qualify.? Their fee is minimal and they can save you 60-80% of the original amount, plus they take over with your creditors and they STOP calling! They also make sure the creditor reports the right thing on your credit report! A+++
Texas residents ... By: cjaye84. on 06 May 11, 22:11:38 Texas residents have awesome protection to protecting your rights and ceasing harassment. If you have lost your job, had your hours cut, or been divorced or in an accident, you probably qualify for debt elimination. Not all companies are crooks! Check out Debt Free Angels, they have a minimal fee, do all the leg work for you, and settle your debt for 60-80%? less than the original amount! They even make SURE your credit score goes up!
you are gunnies, ... By: ehabmalati12. on 20 Mar 11, 01:11:48 you are gunnies, it's been 2 days already and not even one single call. I used to receive at least 7 calls a day? from the same people
Decent advice....
... By: greatanime2go. on 24 Jan 11, 00:47:51 Decent advice....
DC companies suck for the most part.. You are better off calling collectors yourself and getting a deal and having them remove that baddie from your cr completely.But it does require a whole lot of follow up to make sure they keep their? word and not hose you once you settle.
I was struggling with this, but my friend recommended a company that did all the leg work for him, and all they charged me was $40/year.
Give them a call, They are AWESOME
Telephone:
877-826-0587
This is a highly? ... By: abridgewater101. on 30 Jul 10, 05:47:32 This is a highly? recommended video :) Learn something from this video :) Please watch my video to learn same topic :D
@Nauticalman They ... By: rantingcurmudgeon. on 13 Jul 10, 20:19:51 @Nauticalman They can in fact buy the right to collect the? debt. Whether they can collect it is another matter.
@Nauticalman Thx, I ... By: ddhdearlove. on 03 Jun 10, 01:11:08 @Nauticalman Thx, I learned something. I have creditors calling me? constantly!
I agree with ... By: Jara426. on 24 Apr 10, 08:48:12 I agree with AEinsteinSr. Just dont use credit cards. And honestly, using credit cards after you have already lost your job or took a cut in pay is pretty much about the 23rd thing on the list of things you should do in a situation like that. 99.99% of the time it just seems? to make everything worse. I do think the fact that credit is becoming more exclusive and elite per the new laws and regulations in Feb will sort a lot of this out in years to come.
oscy999 must not ... By: thelazycomic. on 16 Apr 10, 13:37:50 oscy999 must not have been hurt by this economic depression. I just love people who haven't walked in the shoes, but sit on their throne and judge everybody else. SELFISHLY RAN UP? Not everybody was out buying big screen TV's. Some folks who lost their jobs, (HOPING thngs would get better by now), were using their? cards to pay for groceries, the doctor's office, or car repairs trying to keep the old heap on the road. How dare you judge when you haven't walked in somebody elses shoes.
This video is ... By: Debtmasters2010. on 07 Feb 10, 04:01:17 This video is packed with great information and your? link looks interesting too. Check out the link in my profile if you're tired of the phone calls and want to settle your debt.
It depends on how ... By: roxcyn. on 02 Feb 10, 03:38:21 It depends on how you define "old",
Nauticalman made it sound like all collection accounts have been sold accounts which is not 100% true.?
if the debt is old ... By: Stonewalljackson7. on 01 Feb 10, 17:16:52 if the debt is old it is almost certainly been? sold off
Not all collection ... By: roxcyn. on 01 Feb 10, 07:47:42 Not all collection offices purchases debts. Most are referred to them by the creditor.
If it IS a purchased debt, the money can no longer be paid to the original creditor as the account has been sold. ?
As for the last part, that is correct, however if you call the creditor they may likely refer you back to the collection office. Moreover, check in your contact with the original creditor it usually has some section giving them the right to collect on the debt, etc.
With the New Year ... By: LivingSuccess247. on 22 Nov 09, 03:35:28 With the New Year creeping up on us faster than most of us would like, I cant think of a better way to start off the new year than learning how to stop? the creditors from calling.
Join the New Years Resolutions Extreme Makeover Telesummit today by clicking on my name above in blue (LivingSuccess247)
Third party debt ... By: Nauticalman. on 20 Nov 09, 20:23:19 Third party debt collection agencies purchase your debt at a low cost with the goal of making a profit on their purchase.
You are 100% not required by law to pay a third party whom you did not sign a contract with over the original debt. The debt collection agency has no legal right to demand money from you because you never signed a contract with them.
They're just a bunch of idiots paid commission to? scare you into paying a debt that your bank/credit card organization has already closed.
The best advice is. ... By: AEinsteinSr. on 31 Oct 09, 16:13:02 The best advice is....
Do? not use credit cards
Pay your bills if ... By: debtplan. on 27 Oct 09, 11:59:40 Pay your bills if you can. Try to make more income. Take? a part-time job in addition to your regular employment.
not paying a debt ... By: Stonewalljackson7. on 23 Sep 09, 09:50:58 not paying a debt is NOT? a crime, moron
Each CELLPHONE call ... By: oyemijo. on 31 Aug 09, 06:17:35 Each CELLPHONE call has potential to be a violation potentially costing $1500 for? EACH instance they call or leave message depending where you reside (violations can rack up between various federal law + your state laws. This does not count the possible FDCPA laws as well. So if you want to make some money off collectors, write to "let them know" not to call but in the meatime let them do so they violate. Keep a log of all cellphone calls, recordings, cellphone bill, and proceed with lawsuit.
stole? go to any ... By: elysianfury. on 26 Aug 09, 07:54:54 stole? go to any college campus and try to? tell me they're not GIVING AWAY free money. when they don't get repaid, well that's because they made a REALLY BAD INVESTMENT.
Who's the real ... By: DoctorFalcoholic. on 11 Aug 09, 22:24:36 Who's the real criminal here? The? company legally in charge of collecting debt that is legally owed, or the individual who stole money from a creditor and is now refusing to pay back what they owe by law?
Video duration: 390 seconds
Global video hits: 13698
Finance Director gives expert advice on the hidden cost of using credit cards, and how to avoid paying sky high interest! Please Note: This video does not in any way constitute personal Financial Advice - just very useful general principles!
thats exactly what ... By: Minan3. on 15 Dec 09, 00:01:09 thats exactly what ran through my mind? when i heard of these scams myself.
there are some things that will be limited because of the lack of a credit card sadly
-_-
Nice work. keep it ... By: kodykodyoneill. on 18 Jun 09, 06:01:32 Nice work. keep it up. mean time? come for social media marketing for esteembpo**com tyiyui
Ya tha higher tha ... By: truehunter. on 09 Sep 08, 18:13:22 Ya tha higher tha credit score tha better change u can buy a home. sad but its just a trick to steal ur good money usage.
Credit card makes alot of money realy. If u see a 20 dollar fees each month X millions of people. They make nearly 20 millions a month off? of people.
You have to watch ... By: CREDITCARDSUPERDEAL. on 04 Apr 08, 23:00:24 You have to watch out for bad credit card ideas. Only? go for the reliable ones.
i never opted for ... By: captcaveman4201. on 10 Mar 08, 01:38:36 i never opted for any credit system. soo why should i be part of any artifical credit score number? Its a scam to keep people without money. How could the credit card companies ever survive if the people had all the money that they needed in the first place? And this illegal scam is goin? to be comming to a screching hault!!
I wont? use credit ... By: charlesrosaly. on 04 Mar 08, 06:35:55 I wont? use credit cards!!!
lol is the 0% fee a ... By: jamesrap2007. on 10 Feb 08, 01:33:32 lol is the 0% fee a rip off?
what are? the down sides?
yes they are its normally 0% for 9 months then 19 afterwards
thanks for the ... By: thurester. on 30 Aug 07, 08:34:41 thanks for the infomation!?
Cheeky Monkeys! ... By: psgregory. on 14 May 07, 13:28:20 Cheeky Monkeys! The banks are all after your cash one way or another...?
Man, good? to know! ... By: masterrotsap. on 14 May 07, 09:27:36 Man, good? to know! Thanks
Very Informative : ... By: Rapide2142. on 12 May 07, 17:37:44 Very Informative :)? !!!!!
Credit Card ... By: cambowles. on 10 Jan 12, 03:49:34 Credit Card companies laugh? all the way to the bank.
People are selling their souls paying back the debts
the best thing to do is cut em up and start using money
jars
@Jecire Your and? ... By: jalorin. on 03 Jan 12, 06:43:09 @Jecire Your and? idiot. People are paying their bills. The bank finds ways to penalize consumers so they can increase the interest from the single digits to 29.99%. Do you realize how much money that is? It is called fraud. It has nothing to do with individuals paying their bills. It is preying on consumers by offering a service that seem credible...then altering the agreement to benefit the bank.
I've had similar? ... By: TheLawlbreaker. on 27 Dec 11, 05:56:45 I've had similar? experiences with big banks. I now bank locally and/or use credit unions.
@bf6067
It's all ... By: Cavin21. on 22 Dec 11, 20:42:54 @bf6067
It's all about the greed my friend, most companies are? just trying to suck your money. Everyone is struggling to make a buck, but the rich bastards are still in good standing but they want more.
Yes Chase is ... By: double8beats. on 17 Nov 11, 03:38:34 Yes Chase is garbage. A friend of mine has Chase and they made him change Debit cards twice. Once you get a credit card, your life gets even morr fustrating because of all these loans, percentages etc etc. Just dont get one. Drive ur old asss car because u dont? need a new one. Save up and buy a car in cash... or put full deposit on an apartment. Patience is key. By the way, you ever wonder ehy most of us are in debt? Look at the inside from the outside and dont get a CC.
I would like to add ... By: ArtInMeAndYou. on 19 Sep 11, 17:21:19 I would like to add...so not get an suto loan through these sharks either. Big mistake I made and they are completely unprofessional on so many levels. If you do not pay on the due date, they will? literally make calls to everyone the day after the due date wanting their money. Thank goodness my car is almost paid off. BUT NEVER AGAIN!
I worked for the ... By: mrbrightside2525. on 05 Sep 11, 02:30:10 I worked for the credit card division for only 6 weeks... didn't even make it through the 8 weeks of training. I couldn't stand how fake they were, how much they lied, and how they treated their employees. Trust me, not only are their customers just a number, but their employees are also? just a number, and if you don't sell your soul to the company then they could care less about you.
I too? have been ... By: emael100. on 26 Aug 11, 00:58:51 I too? have been ripped off with Chase Credit Card....never missed a payment, no late payments and they raised my interest to 29.99%...they said it was due to a credit report.....LEGAL RIP OFF
Me too, my chase ... By: MsTvangel. on 19 Aug 11, 12:36:00 Me too, my chase account is in arrears, I asked what my interest rate was when answering a call from them, 29% ???!!!!! wtf, how am I ever going to get caught? up with this loan shark? They send me nice quaint letters saying they're there for me and to call and work things out. I will not, because I get a person who doesn't speak english fluently and they talk really fast, cannot understand. I think I going to fully default so they'll take me to court.
does anyone have ... By: nooneuknow08. on 11 Aug 11, 00:25:42 does anyone have any? suggestions for a decent credit card? I was looking into Chase and found this video. Any info would be great!
I sincerly feel ... By: Jecire. on 30 Jul 11, 07:00:55 I sincerly feel your $ pains.BUT people need OWNERSHIP you know what happens PRIOR regardless banks are buisness and are in it to make money...credit cards are also VOLUNTARY so again be? MAD at yourself if your that mad, close the account.Dont use credit card etc...I mean I get the irritation...BUT its ALL outlined for you! I mean just shut up and pay YOUR bills on time or if you dont like the risk of the fee for YOUR actions..u really dont need to call customer service..if your smart. READ!
Look people if you ... By: PTV108. on 03 Jul 11, 01:06:49 Look people if you are like me and owe these ripoff banks, the only way to beat them at this game is to stop working for the bank, you go to work and the IRS takes 40% and then the banks? get the rest.
@SteveHoca I'm ... By: atr1982. on 02 Jul 11, 05:47:02 @SteveHoca I'm buying a Chevy car cash.... fuck? the dealers and their financing bullshit!!!
Thanks for the ... By: greetingsearthlings1. on 28 Jun 11, 23:52:01 Thanks for the warning.? This just confirms my suspicions about Chase. Chase sends me credit app's about twice weekly. On the back of the app. reads the following under balances, fee's, late payments and return checks...
up to $15 if the balance is less than 100 bucks.
up to 25 dollar charge if the balance is over 100
and a 35 dollar fee if you have charges over 250 dollars.
so basically they are going to penalize you for everything, even if you pay your bills on time.
cc's for sale 100% ... By: johnybravo4070. on 07 May 11, 08:59:32 cc's for sale 100% fresh and good working
type's of cc: mastercard,visa debit visa electron, visa credit, discover, dinners club, maestro,
random:£6
dob:£15
full info:£35
all cc's are checked by hand before sending to your email address
min order is £100
add me? on yahoo johnybravo3243@yahoo.com
Hi! Well we now ... By: roxcyn. on 21 Apr 11, 01:47:38 Hi! Well we now have the new credit law. They cannot charge? a higher APR unless you are late more than 2 times in the year. Actually I have 2 accounts with Chase
(credit cards). I have been late before with them, very similar situation as yours. They never raised my rate, but did charge me the late fee. I never called to waive the late fee. You do make some valid points & I think the new credit law addresses a lot of it! :D
Chase charged me my ... By: MaxMyrmyr. on 10 Apr 11, 01:50:40 Chase charged me my first $10 monthly fee yesterday, my "free checking" is now gone. Close your? accounts buy physical silver and crash JP Morgan Chase, and all other fiat hoarding banks.
IMO Chase will ... By: citizenfitz. on 04 Mar 11, 04:45:19 IMO Chase will deliberately (in select cases) NOT cash a payment: in order to hit you for late charges; as well as to raise your interest rates sky high - which starts the minute a payment is "missed". It's a money maker for them provided people submit to it. I'm not the only one they pulled that on. Moral: always write down the transaction number in your bank book and repeatedly check your online? bank statement to ascertain that the payment's cleared.
Okay so if one ... By: Advertubecom. on 21 Feb 11, 22:56:45 Okay so if one misses a payment that automatically justifies banks and credit cards jacking up their interest rates? I want to see in dollars and cents why my small payment being late increases their company loss so that my rating would go from 15 percent to 28 percent. Show? me the dollars and cents that prove that it is necessary for them to do this. I am NOT justifying late payments. I have no beef with a credit card company obtaining their money. Just not IN SOMALI PIRATE METHODS!
Part 2: The part ... By: daddylionn. on 03 Feb 11, 23:47:19 Part 2: The part you didn't tell us is that you could be on? the streets if they didn't give you credit when they did. Think about it. I have nothing against you, and I hope you do very well in life but these things are situational. You got pissed off because Chase followed their rules which are meant to keep the organization alive. If it was any other bank, and I mean any other, they would do the same. Exactly the same! ...
Part 1:
You don't ... By: daddylionn. on 03 Feb 11, 23:43:36 Part 1:
You don't even have a case here, pal. You seem to talk stuff that is completely nonsense. They are not obligated to waive your late fee, but they may. You talking to an Indian person twice has nothing to do with your case but you are making it sound like Chase made you suffer. Use some common sense! I am sorry that you lost the job, and obviously? this can be hard for anybody. But you missed payments so Chase could take advantage of you. They are not Saints! ...
After having $15k+ ... By: Vernonu9. on 21 Jan 11, 15:53:22 After having $15k+ in CC debt to Chase in Jan 08, after having endured jacked up rates and poor customer service, I made my last payment on my Chase card 4 months ago. I'm free, screw Chase, good? riddance. Cash is King.
Disgusting company. ... By: ckinsobe. on 05 Jan 11, 20:40:19 Disgusting company. I was offered a 2.99-3.99% for life and used card for of my business expenses. Paid on time, never late, bout $350/month. Suddenly my monthly payment goes up to $800/month, amid financial downturn, I could not really pay that much more. I was offered a rate? of 7.99 instead so I accepted. I have been paying this for almost a couple of years now and suddenly saw on my statement this rate expires in Aug 2011 and I will go to 25.99APR.
Chase Bank is a criminal enterprise.
They are the same ... By: psbiz1. on 04 Jan 11, 22:32:46 They are the same way even for debit cards! I looked at my ONLINE BANKING one night and I can see some "pending charges" when I realized I was going to be overdraft, I ran to an ATM and deposit? CASH, so we could be even! This is late at night, right, around 11 pm. When I checked my ONLINE BANKING again, they charged me 3 times the insufficient fees for 34 dlls each! I called and they are brutal!!! Let me tell ya! Their excuse is, that they cut or the bank system cuts their day in a different ti
They are the same ... By: psbiz1. on 04 Jan 11, 22:31:53 They are the same way even for debit cards! I looked at my ONLINE BANKING one night and I can see some "pending charges" when I realized I was going to be overdraft, I ran to an ATM and deposit CASH, so we could be even! This is late at night,? right, around 11 pm. When I checked my ONLINE BANKING again, they charged me 3 times the insufficient fees for 34 dlls each! I called and they are brutal!!! Let me tell ya! Their excuse is, that they cut or the bank system cuts their day in a different tim
ty for this video ... By: puppetteerssssssssss. on 15 Oct 11, 06:16:45 ty for this video -? im only 17 and nice to learn about this stuff before i get into it :)
ahh the internet
I enjoyed your ... By: roxcyn. on 21 Apr 11, 01:56:51 I enjoyed your video. Of course my experience doesn't? reflect yours, but if I did experience what you did, I would defiantly cancel it and transfer the balance to another card OR pay it off in full with cash!
i have the same ... By: ehkymosis8. on 10 Jan 11, 19:54:46 i have the same problem....went from..13..% interest...miss a payment...and it went to 27..something...% interest. i? mean..from 13 to 27 come on....and the sadest thing i still f......ing paying them. And you are right..open a credit union account...and let's unite and call them..e-mail them..anoy them...till they realize that the are for the people and made by the people...
I hit them with ... By: opal1920able. on 24 Oct 10, 16:19:11 I hit them with some letters today, plan to do some more tomorrow. I called them when I was in the heat of the moment look at the increase in interest rates. Ooh I was so angry, and I called them gave them a piece of my mind and hung on them. You sound really mild compared to the way I was yesterday morning. I was so furiated. Im? calmed down now, but I was so angry.
All they care is? ... By: opal1920able. on 24 Oct 10, 16:14:03 All they care is? about money, hit them where it counts take your buisness to a reputable local business, or private such as your work if they offer banking service, such as a military bank.
I think? contacting ... By: opal1920able. on 24 Oct 10, 16:11:46 I think? contacting them by e-mail, you have a trail of evidence in hard copy, on how they screw you over, by telling you one thing, and then doing something else.
BREAKING NEWS:
... By: 111WLee. on 06 Oct 10, 21:27:03 BREAKING NEWS:
CNBC AND FOXBUSINESS ANCHORS ARRESTED FOR ILLEGALLY MONITORING PRIVATE EMAILS AND PHONE CALLS.
THIS IS GOING? TO HAPPEN SOON TELL EVERYONE YOU KNOW THIS IS NOT A HOAX. READ MY PROFILE FOR MORE INFORMATION.
And when they are ... By: badbarada. on 06 Oct 10, 01:08:35 And when they are in credit debt ASS that's when banks start manipulating you. It's like fishermen sitting on the shore waiting for you to take bait and once you are HOOKED they reel you in the way they want it. DON'T HAVE MONEY, DON'T F.CKING BUY IT. If you don't have money now how the F.CK do you thing you will have it in the future. It's easy to waste someones money but don't forget that? you will have to return YOURS.
thanks for vid...
... By: badbarada. on 06 Oct 10, 00:58:40 thanks for vid...
We need to do something, i mean we don't have power to punish BANKS but we have right to choose if we want to have business with them. Most Americans live in some kind of FAIRYTALE thinking that all universe was created for them. FORGET about it... We all start from scratch, and we are responsible for managing our income. Most Americans buy things? that first of all they don't need and CAN'T afford and even realizing that they still buy it.
Yep ... Chase ... By: slippery396. on 16 Sep 10, 04:26:45 Yep ... Chase burned me too ! .... Bastards? !!
SCREW CHASE THEY ... By: flexbrat. on 28 Aug 10, 03:32:00 SCREW CHASE THEY ARE HORRIBLE ? DONT PAY THEM !!!!
chase bank credit? ... By: daive74w0308. on 21 Jun 10, 23:15:40 chase bank credit? card service without professional knowknowledge
, based on credit report only, their employee can t tell me any reason from themselves judgement based my account history on chase bank, poor bank.
I missed 9 payments ... By: fred96002001. on 04 Jun 10, 04:49:39 I missed 9 payments in the past 9 months i quit paying them after they started charging let fee + over limit fee after they lowered my credit limit from $4,000 to $1,000 in 30days and? told me i had 30 days to pay $3,000. so i defaulted on this loan due to unfair fees. They gave me no warning just up and changed the limit. 39+39 fee and jacked APR to 29.99% so i quit paying period. fuck em. i only defaulted after they lowered the credit limit and hit me with fees. let them turn 2 collection.
why are you not ... By: Blit67. on 30 Mar 10, 12:00:10 why are you not posting my? comments?
This may make a few ... By: Blit67. on 30 Mar 10, 11:58:43 This may make a few here feel a little better.. We've nailed Chase.. We've caught them breaking fed. law.. I can't give details, but all of you who feel wronged..let's just say they feel it now.? Cheers..
@lermanni don't ... By: Blit67. on 30 Mar 10, 11:54:43 @lermanni don't screw up your credit for these crooks.. I got your reply.. Send your payment next day mail and use a tracking number. That takes care of everything.. I only did the time stamped video for the A.G.s office one time to make a point.. I made my point and Chase is now in the middle of nasty little situation. They have been caught mishandling mail..a major illegal act. They can't even settle with me because they broke? the law in such a blatant way. They broke fed. law..
I think the same ... By: lermanni. on 30 Mar 10, 10:03:59 I think the same thing just happened to me. I've been a customer in perfect standing since 1982 and now I can't get a? payment to them on time no matter what I do. I'm paying late fee changes on late fee's. Today I canceled my account but I think they have done this to me on purpose. I'm not paying anymore they can sue me and I don't care about my credit rating, I don't need this crap!
I would encourage ... By: cm0220ster. on 28 Feb 10, 15:28:49 I would encourage anyone who has a chase credit card, especially anyone who is paying the standard rate hike of 27.75 %, that if you are getting a tax return this year, to pay as much as? they possibly can on their cards. THere is nowhere you can invest money that will give you that rate of return. Also, if you're bank has the option of making weekly payments through automatic bill pay, set things up so 25% of your payment is paid out weekly. Once you pay one card, apply that to the next.
Really? The CEO ... By: TRYCLOPS1. on 27 Feb 10, 23:51:08 Really? The CEO fixed it??
i will never ever ... By: jimandjana. on 26 Feb 10, 21:55:27 i will never ever walk into a chase bank, running me up to 29.99% up from 9.99 just because they have a 30 day billing cycle, before when the bank was WAMU bank my bill was always due on the 18th of the month? for years it wa, chace bought the WAMU and here comes the 30 day billing cycle, so in a month that has 31 days my nexy payment was due the 17th... i made it on the 18th as i have for years and was assed a $39 late fee and jacked me to 29.99%.. FUCK YOU CHASE!
@Blit67
I only ... By: veggiemunn. on 26 Feb 10, 06:41:43 @Blit67
I only send? my payments with confirmation delivery. I am a firm believer of CYA. Chase is a conning corp
i let my 8000$ let ... By: dijornopizza. on 19 Feb 10, 06:09:45 i let my 8000$ let my card go i was paying only? 35 a month and then they started wanting me to pay 145$ a month i just let it go
We have caught ... By: Blit67. on 11 Feb 10, 00:26:57 We have caught Chase in removing stamps from payments and returning the payment as if it were rejected due to no postage just to charge a late fee. I don't owe that much compared to others. I pay over $1500 a month and have never paid late. In fact I make my payment? 2 weeks ahead of time. I have started video taping making my payment with a time stamp and the A.G. in my state as well as the Feds. and my lawyers are all going after them. They seem to have changed their tune now, but it's too late
whrite your ... By: deadreck024. on 03 Feb 10, 00:06:58 whrite your problems to this guy he will fix your problem same thing happened to me and? i wrote him a letter he fixed the problem.
James L. "Jamie" Dimon President and chief operating officer, J. P. Morgan Chase & Company
270 Park Avenue, New York, New York 10017
all CC companies ... By: videogameobsession. on 10 Jan 10, 22:47:51 all CC companies are scum lately. They take and take from us and when they are in trouble they get bailed out.
Jacking up people's interest rates until they can't afford to get out of debt is just wrong.
That one credit card company that jacked their? rates up to 79% is insane. They should all join Bernie Madoff in prison. I think they are going to get their money one way or another, even if they have to do things like screw up your billing or something that could be blames on the consumer.
Video duration: 280 seconds
Global video hits: 411
Credit card companies continue to abuse consumers. 99.7% of them change rates on card users without notification and some companies are charging as high as 33% interest.
Stop Paying ... By: LatinoInAmerica. on 07 Nov 09, 03:04:56 Stop Paying Mortgage, loans,? credit cards and taxes Protest them just stop paying cut off the sheckles.watch?v=jgGpvb-fl_k
Video duration: 291 seconds
Global video hits: 295
Studies show that black people are shouldering a disproportionate burden of the nation's credit card debt, and thus are among those consumers who contribute the most to credit card industry profits. Several years ago, study data found that black cardholders who carry balances on their accounts are more than twice as likely as whites to pay high interest rates.
Video duration: 106 seconds
Global video hits: 17535
If you carry a balance on one or more credit cards, you're not alone: according to the Federal Reserve, nearly half of American families do. And nearly half of American families also have some sort of bank savings accounts. If you have savings, should you use that money to pay off your credit cards? Bankrate.com finds out.
Credit card ... By: hellomynameisjes. on 11 Jul 09, 19:33:10 Credit card companies will raise their customers limit and allow them to make the minimum payment ($20-$300). It's just a system that we all have to play for corporate profiteers. I sell real estate and have issues with getting people that pay everthing in cash, because they have no credit history. Instead of being rewarded they are punished with additional hoops and hurdles.
Awesome video, Keep it up.?
Nice Research? By: NetDebtDotCom. on 24 Jun 09, 22:06:46 Nice Research?
so...if? way pay ... By: TAXtheAtheist. on 21 May 09, 05:23:42 so...if? way pay off our balance after July of 2010, the responcible debt payer will be punished, and the delinquents will be rewarded- per the new Credit Card bill of entitlements...or bill of rights?
Video duration: 355 seconds
Global video hits: 932
More about the new Virgin credit card: www.creditcardfinder .com.au Richard Branson from Virgin Group makes a TV appearance on the 7PM project to launch two new Virgin Credit Cards - the Virgin Flyer Credit Card and the Virgin No Annual Fee Credit Card, and a new high interest online savings account - the Virgin Saver.
We've been working with people like you, in situations just like yours to develop solutions that could be just what you need. More info: www.tdcanadatrust.co m/tdhelps
@xBornWithNothingx ... By: MythicalGryphon1. on 02 Feb 12, 20:21:02 @xBornWithNothingx A BAT CREDIT? CARD?!? YOU B*****DS! I'LL KILL YOU! I'LL KILL YOU, ALL OF YOU! ALL OF YOU WILL DIE! YOU'LL GET THE GASS!
A? CREDIT CARD BAT? ... By: xBornWithNothingx. on 12 Jun 11, 18:09:51 A? CREDIT CARD BAT???!!!
I hope you win ... By: wolftreetree. on 19 Jan 11, 22:59:13 I hope you win against them, God? bless.
I have a friend who ... By: Usurpish. on 25 Aug 10, 19:25:01 I have a friend who wrecked a rental car and was charged 25K on his credit card. You? have to hide income and employer info or they'll sue to garnish wages. Lay low, quiet, until the statute of limitations runs out for them to sue, and you've beat the system.
lol! Great video.? By: fishe153. on 29 Jun 10, 15:52:35 lol! Great video.?
Whup some ass ... By: BadassCeino. on 20 Jun 10, 14:44:10 Whup some ass granny, whup it.?
lol did I hear the ... By: gatoneko. on 21 May 10, 04:18:12 lol did I hear the cameraman try to hold back his laughter at the end for a quick? second?
After LMAO? I was ... By: Brian54lv. on 10 Feb 10, 22:13:05 After LMAO? I was reminded just how true this message is. Kinda reminds me of those bonuses in the last few weeks...
You go granny.
... By: rolliby. on 29 Jan 10, 05:56:20 You go granny.
I'mma get my? bat too....
![Credit Card Debt\](http://i.ytimg.com/vi/HQLgQxQtX14/2.jpg "Credit Card Debt\")
Latest comments made on this video:
By: 4age20vbt. on 17 Feb 10, 06:34:07
This guy needs help conveying his point. He bored me 1 1/2 into? the video. Blahhh!
By: Davidbzm01. on 01 Feb 10, 23:57:51
This guy said "they will always be high" This guy doesn't ? understand that if EVERYONE stopped using the credit cards. All at the same time. The credit company will notice that your money isnt flowing into their pockets anymore and FIX IT. I don't mean stop using cards forever. Just stop long enough for the banks to see WE HAVE THE CONTROL... Its as easy as just NOT using the card. When the money stops flowing they WILL HEAR YOU. No Violence, No weapons, No laywers. Just say NO.
By: Davidbzm01. on 01 Feb 10, 23:50:46
Everyone. Here's how you fix it Take that credit card? and cut it up. CALL THEM and cancel the account. Don't just stop using it because they are currently working on a new penalty charge for "NOT USING" your card. They WILL get the message when 40 million people call them up and say NO. They wont have a choice but to fix it. When your? money stops flowing into their pockets. They will hear you. No violence. No weapons. No lawyers. Just stop using the card and they WILL FOLD Easy as that.
By: bammbamm12. on 08 Oct 09, 19:40:25
This guy is an apologist for the usurers? Interest rates on credit? cards used to be much lower. The amount of profit these companies make is atrocious. That's why everyone gets a new credit card offer every day. It's like sending a hooker to a man's front door. Run up your credit cards to the max - and don't pay them anything.
By: jkmehoff. on 17 Sep 09, 12:32:02
Support Congress? Bill S500 it will help and Cap interest rates Pawnshops dont like it but they Charge 240% a year
By: lulu4817. on 06 Sep 09, 16:39:34
I say we should got back to be able to deduct credit card interest on our Federal taxes. Then interest rates will? come down. The Feds would make sure of it.
By: TheSheik154. on 18 Jul 09, 11:18:25
Still chasing the elusive book ) : Currently? out of stock with the publisher. The bookstore said to try reordering in a month or so...
By: lyndonsilva. on 15 Jun 09, 08:25:56
Nice work. keep it up. mean? time come for social media marketing for esteembpo**com
By: ZerqTM. on 16 May 09, 19:22:33
its very rare but there are banks that lend only as much money as they have. and you earn lendable money by saving money over time... (the longer you have x sum of money in the? bank then you can lend a similar sum over a similar sum of time... its something like that... which is a more honest system. (because it isent creating false money!)
By: ZerqTM. on 16 May 09, 19:18:10
i am also considering moving my money? to a bank that does not use franctional serverve lending too just so the banks can use my money to devalue the currency. (banks make money from nothing stealing the value of your money)
By: ZerqTM. on 16 May 09, 19:16:39
i never borrow money on? principle
By: TheSheik154. on 11 May 09, 00:58:54
Currently on order - should arrive in the next few weeks or so. Looking forward to? it ( :
By: savingandinvesting. on 22 Apr 09, 09:27:12
Good question - it can be ordered at any book store? that is for sure suing the ISIN number etc. from book site - let me know how it goes please and thank you for interest. Michael
By: TheSheik154. on 22 Apr 09, 08:07:45
Is the book going to come out in Australia at any point? I know you can order it on-line if you've got a credit? card, but I don't (for reasons outlined here!).
By: muby88. on 11 Sep 08, 23:22:27
all videos are excellent, soooo helpful? to learn complex concepts, thankyou very much
By: freezazoid. on 14 Aug 08, 00:06:49
sorry, I'm the annoying guy, this is the last time I'll mention it... The pace was really good and easy going on this vid. and again thanks for the? really really great info!!!
By: thejobloshow. on 26 May 08, 13:35:52
Brilliant video, thank? you.
By: edris88. on 21 Jan 08, 01:08:28
Many thanks?
By: nessto252. on 28 Jun 07, 09:36:57
Looking for low interest rates? Visit us online @ thelowratepeople? to get started!!!!