When you are looking to repay your debts quickly, you should consider a no balance transfer fee credit card. This is a special deal offered by some financial institutions when they are trying to break into the market, for example a foreign owned bank entering the US lending arena. To see more videos like these visit www.avnichearticles. com
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i? wouldnt trust ... By: Couchlog. on 26 Mar 10, 01:19:14 i? wouldnt trust these sandniggers with a cent of my money
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www.balancetransfer. cc www.balancetransfer. cc New 0% credit cards from Discover. One offer 0% intro APR on transferred balances for 12 full months, with no balance transfer fee, and another offering 0% intro APR on transferred balances for 2 years. Also, www.BalanceTransfer. cc has a new, robust and highly useful frequently asked questions section. Enjoy!
@Hammer5095: Both ... By: amcydotorg. on 14 Jan 11, 22:59:36 @Hammer5095: Both cards have? no annual fee. Easily the best 0% credit cards in the US right now. Keep in mind that they are only available until the end of February.
This is great news ... By: Hammer5095. on 14 Jan 11, 22:07:39 This is great news and thank you for sharing with us! It's good to know that I can apply for this card and transfer a small ($800) balance for one full year without paying interest. I did have? a Discover card in the past (10 years) and I believe at that time they were charging a yearly fee, which is one of the reasons I got rid of the card. Unless I missed it in the video, and I may have, does Discover charge a yearly fee for either of these new cards?
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Credit cards often have a bad reputation because people associate them with racking up a lot of debt. But if you use them properly they can work to your advantage. Moneywise TV shows you how.
You clowns are ... By: Op3raGho5t. on 06 Nov 11, 06:22:22 You clowns are amazing & your food stamp mentality is laughable when someone -- military or civilian -- makes a poor financial decision and then expects others to pick up the slack. Isn't the technical term for that DEADBEAT? Further, it looks like neither you nor your clients can read at primary school level. Every banking institution -- not only NavyFederal -- is empowered to seize deposits / assets in their custody when a borrow defaults. Try banking at Citibank? or Bank of America.
3.6 million members ... By: xenapeach. on 24 Apr 11, 21:50:29 3.6 million members....?
@xenapeach I am ... By: yumacriminal96. on 21 Apr 11, 01:02:20 @xenapeach I am glad that have treated you nice but they have mistreated SO many others. Take? your own advice and consider the other side.
I must say? that ... By: xenapeach. on 21 Apr 11, 00:58:43 I must say? that you two disgust me. Maybe you should look at both sides of the contract before you blame one side. Also, your member, getting orders, should be able to qualify for the HAP program. I have done banking with NFCU since 2001 and they have been nothing but benefical to me, my fellow sailors and my family. You said that you were going to leave your opinion out of this, but you are being obviously bias. Grow up.
This is? sooooo ... By: jarvisteam. on 14 Apr 11, 18:12:39 This is? sooooo TrUE!
If you have a ... By: WizBang45. on 11 Apr 11, 03:53:07 If you have a complaint with Navy Federal Credit Union write to? 20/20 147 Columbus Avenue NY,NY 10023 ATTN; Chris Cuomo...BE HEARD!!!!
@dimplespitt
Any ... By: dimplespitt. on 28 Mar 11, 03:27:08 @dimplespitt
Any advice on dealing with Navy Federal? would be greatly appreciated. Any advice on how to get these stories out would be great too.
This just scares ... By: dimplespitt. on 28 Mar 11, 03:24:28 This just scares the heck out of me. We are in a similar situation. We are getting PCS orders soon and we owe a conventional navy federal loan at least 30,000 more than we can sell for. After talking to rental agents it is just not possible to make enough renting it.
What about HAFA? I thought Navy Federal participated in that?
HAP is over, everyone thinks we can use HAP. First, you needed to have bought your house by July 1? 2006 AND have orders to PCS by September 2010.
They call everyday ... By: BandedFromRecess. on 27 Mar 11, 22:05:45 They call everyday and ask for a few more pennies... What kind of crap is this???
I am using this address...... Thanks..
Contact Vice Admiral Cutler Dawson, PRES & CEO of NFCU, 820 Follin Lane Vienna,? VA 22180.
This does NOT ... By: WizBang45. on 27 Mar 11, 21:53:24 This does NOT surprise me.While you are at it, Ask NFCU about their harassment practices for payments and the arm twisting calls to your job to threaten to seize your property for MORE money they want when? your payments are on time and they want more..Contact Vice Admiral Cutler Dawson, PRES & CEO of NFCU, 820 Follin Lane Vienna, VA 22180. Get in touch with Michelle Obama she claims she cares for the Military & their families and Chris Cuomo with 20/20.Expose Them.GUYS MAKE THIS A BIGGER FIGHT!
Why don't you apply ... By: EllensTeam. on 24 Mar 11, 04:59:33 Why don't you apply for HAP assistance from? DOD?
Unbelievable, ... By: LiveInArizona. on 24 Mar 11, 04:17:41 Unbelievable, deplorable and? so very sad. Our military deserves better than this.
Fat chance Navy ... By: OwingMoneySucks. on 23 Mar 11, 22:15:30 Fat chance Navy Federal! Boy would that be a disaster for NF if this honorable individual? were to pay the ultimate price.
Disgusting...and ... By: BGube. on 23 Mar 11, 17:40:37 Disgusting...and they get away with actions like this because such actions are never exposed. Not this time. Are the terrorist demands made in that "approval" letter in line with this statement, straight from the NFCU website? - "Remember the first time you put? on that uniform? The way it made you stand taller as you carried the weight of its service? We value that service. And we respect your courage, honor and commitment."
Seems to me that ... By: RealEstatePartners. on 23 Mar 11, 17:28:11 Seems to me that these credit unions are the bullies amongst the banking community and this one is especially awful! It's just ridiculous the hoops they are demanding this soldier jump? through. Thanks for sharing guys!!
I havent had the ... By: jeide9548. on 23 Mar 11, 16:41:50 I havent had the privlige of doing a short sale with NFCU yet, so thanks for the heads up! I am a former Marine who has an account with said? lender, and i will now be closing my account and posting this to pass on. Good Luck guys!
Thank you for this ... By: theperkinsteam. on 23 Mar 11, 16:32:25 Thank you for this video - I have spread the word, Twitter, Facebook and my? blog! I am furious with this very bad behavior! This credit union is worse than the IRS!
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Get up to 15 months of 0% intro APR on Balance Transfers, www.creditimes.com not only do you get 0% but also receive cash back bonuses, pay no annual fee, and save money by consolidating your high interest debt to a zero percent credit card. 15 months is rare, and probably won't last long.
PECU is not-for-profit, so we always have great credit card rates. Our PECU MasterCard has no annual fee, no balance transfer fee and no cash advance fee. We offer generous credit lines, interest-free grace periods, and our cards are accepted all over the world. Your good credit can earn an APR as low as 7.99% on your PECU MasterCard. Save money with PECU! www.pecutx.org 512-474-1955
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So, I'm getting some bull spit overdraft fees. I check my online account every day to see what my husband and i spend and what our remaining balance is. With him being away, he can't see his balance without spend at least $3 at an ATM.. So he calls me to check... This is completely BOGUS. She's dancing around and making me forget my entire point.
@TheSmithArmyWife I ... By: InspiredYouViewer. on 20 Oct 11, 10:38:17 @TheSmithArmyWife I am sure you have done something about this since then, but I was in the Army, I had my loans and savings with Navy Federal, and I had my banking and insurance through USAA. Bank of America? specializes in fees. I had $4k in my bank one night, deposited that day, next morning -$700, they said it was a "network error of overdraft fees, and we will resolve the problem, give us 3-5 business days and your money will be back in there" that is BS!
None of the Dutch ... By: AngeliqueEU. on 08 Oct 11, 16:18:03 None of the Dutch banks (netherlands) has overdraft FEES- Fines ...
They will charge 12% interest on the money you owe them ... standing in the Red!
(roodstaan)
Did know what to think when I heard all this ... ?
This drives people only into MORE problems they donīt need!!!
Bank of America ... By: Redpilldown. on 06 Oct 11, 03:13:44 Bank of America will be bankrupt by the end of the month...get your cash out quick.
They are trying to? stop people from withdrawing already.
/watch?v=aEx8fULxKZM
May I suggest that ... By: darlenebolding. on 15 Sep 11, 18:29:31 May I suggest that you use a check register and record every transaction that way you can keep a running balance because sometimes It takes merchants several days to process that transaction I know because I work for a major retailer so when? you use your debit card or write a check record it in your check register right at that moment and then you can tell what you have left even though it it may take whoever you made the purchases from a while to process the transactions.
you ask me. i think ... By: rwmtiger. on 21 Aug 11, 05:25:31 you ask me. i think this is just a big scam on US. i never going use? a bank ever again. they can bite me...
UK banks do the ... By: LPCLASSICAL. on 20 Jun 11, 08:54:14 UK banks do the same thing - I made 2? store purchases on my debit card for about 5 pounds each - I was unaware that i was overdrawn and ended up payng about 100 pounds fees on those transactions - the moral - be careful!
Why the fuck do ... By: fooschnikens. on 29 May 11, 11:50:21 Why the fuck do they call it overdraft PROTECTION if they ALLOW you to overdraft and then hit you with tons of fees? How the fuck is that protection if they ALLOW you? to spend more than you have and then make a profit off of your mistake? PROTECTION would be if they prevented the transaction from going through so you didn't spend more than you have. They ought to call that shit "overdraft penalities" or "overdraft ass-raping."
@blackkhakis You ... By: fooschnikens. on 29 May 11, 11:36:20 @blackkhakis You really need to shut the fuck up. You're probably one of those over-privileged rich white fuckers whose mommy and daddy helped put you through college and become a "success" in the world. Guess what you condescending, mean-spirited piece of shit; people make mistakes. Is it really right that banks should be able to take advantage of people and? put them in a severe financial bind just because they made a simple mistake? After you die and you're judged by god, enjoy hell!
Umm, if I recall, ... By: fooschnikens. on 28 May 11, 17:32:23 Umm, if I recall, never in history did banks automatically opt people the fuck into overdraft protection before there were debit cards. If you? wrote a check that you couldn't cover back then, IT BOUNCED. Therefore, if you make a purchase with a debit card that you can't cover, THE TRANSACTION SHOULD BE CANCELLED. Overdraft "protection" is a fucking scam and Bank of America is an unethical company, period. You should be ashamed of yourself for? doing business with them.
instead of trying ... By: blackkhakis. on 14 May 11, 05:52:03 instead of trying to flip everything she? said to you, attempt to understand what she is explaining to you. stop pestering customer support because you like to spend your hubbys money and go take that loud ass to the park.
Since mid 2010, ... By: lokks707. on 28 Mar 11, 11:56:58 Since mid 2010, BOA's overdraft fee policy have changed for the better, by law. It's on BOA's website. If you don't have sufficient funds, your card will simply be declined on the spot without getting slapped with an overdraft fee(s). This new policy applies to ALL customers. Overdraft fees still apply to bounced checks and recurring payments. If you decide that you want to "opt-in", you can call them, but I? think fees apply at that point.
I love these ... By: fooschnikens. on 19 Feb 11, 07:19:58 I love these pompous pieces of shit who say: "It's your own fault for not reading the fine print dumbass!" To all of you condescending geniuses out there: You're right, I didn't read the fine print. I just assumed, like a logical fucking human being, that if I didn't have sufficient funds in my account to pay for something with my debit card the register would reject the transaction. Why didn't paper checks just overdraft your account back in the day? Why did? they bounce instead?
Do not sleep ... By: elbagermaine. on 12 Jan 11, 07:03:59 Do not sleep naughty women here ? benaughtyman.info
OMG the stupid? ... By: weweallthewayhome. on 31 Dec 10, 07:41:31 OMG the stupid? bank rep expects someone to believe that netflix sends in reciepts???? LOL you have to be shitting me...
i think you're ... By: in0wh3r3ul1v3. on 02 Dec 10, 05:10:05 i think you're misguided, sweetheart. it's just a matter of keeping track of your money. for instance, when you pay by card at a restaurant or gas station, the amount remains pending until the merchant requests the full funds (Which may include tips, etc). pay attention to your PENDING/CLEARED transactions? and whether they match the amounts on your receipts. download like, a mobile banking app or something. overdraft protection is not a bad thing, and bank of america is not out to get you.
Do not depurate be ... By: sdfgsdgsdfgsdg. on 01 Nov 10, 08:49:51 Do not depurate be happy with naughty? women **mworld5.info**
I would think a ... By: 25mtcowboy. on 05 Oct 10, 02:53:40 I would think a check register is in? order......... No, debit cards are not immediate. It is determined by the MERCHANT when the money will leave your account to the merchant. Keep track of your transactions, not that hard lol
Banks have already ... By: wndebu. on 06 Sep 10, 11:23:09 Banks have already gotten busted for processing pending charges by size not order recieved so this woman is full of it. Thats why after aug 15? 2010 they can't do it anymore.
when your swipe ... By: jdshunnybunny1. on 05 Sep 10, 00:56:25 when your swipe your check card as pinless it can take up to 3 business days to come out, it can be presented as an authorzation hold which means it will showup as processing but if the merchant dosnt collect funds it will fall off the account at close of business day and be re-presented the following buiness day...a pin based transaction will come out right? away...auth hold transactions that are postig wittt oher procssing post largest to smallest :) deposit agreement..read it...
You can resolve ... By: MafiaGal78. on 06 Aug 10, 02:20:58 You can resolve this issue by going to the website helpwithmybank. gov/ complaints/ index.html.
It has some spaces or it won't be allowed. You can get your money back in less than 72 hours if your case is legit. Those thugs won't do anything? for you. You need an outside agency.
Good luck.
They took FIVE DAYS ... By: Leehofooks. on 29 Jul 10, 10:29:19 They took FIVE DAYS to process my paycheck (no, not a personal check, either) and then, when my bills began drafting out automatically, they posted highest to lowest. This automatically? put me in the negative, and they got to charge me $35... again... and again... and again. Even by the time they process my paycheck, I was in the red. So then they kept trying to clear a check (knowing I didn't have any money) and charged me again... and again... $315 (so far). I'm going to a local bank today!
Is? that her kid in ... By: unytcommsys. on 27 Jul 10, 04:54:59 Is? that her kid in the background. Just asking, seems to be what I kid would do to get some attention.
Banks have now been ... By: FoodCubes. on 20 Jul 10, 07:11:00 Banks have now been banned from charging overdraft fees without your approval. Do not sign up for "overdraft protection", otherwise,? they will be able to fine you overdraft fees.
The first mistake ... By: niclovelykisses. on 13 Apr 10, 22:34:20 The first mistake you made is checking your account balance online. The account balances online are not updated properly(I believe the bank does this on purpose)
The best way to keep up with your balance is to keep track of your balance the old fashion way(by writing down your transactions, keeping up with your balance by using a calculator and by keeping up with all your receipts) I'm doing this now and I haven't? received any overdraft fees since.
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I saw an interesting report this weekend on how truly predatory some of our bank's overdraft fee policies are. Of course no one likes them, but one (slightly strange-looking) guy decided to fight back. He asked none other than perennial Green Party presidential candidate and consumer advocate Ralph Nader what he should do.
what would've been ... By: stormspottter. on 16 Jan 12, 04:21:44 what would've been your defense if you had to go to? small claims?
I'm with Wells ... By: breecie. on 07 Jan 12, 02:12:27 I'm with Wells Fargo right now and just got hit with $175 in overdraft fess. I received a check? and put the $ in a couple of days after to cover everything. Called them up and they said, "sorry, we can't reverse any of these fees". I escalated the call and they still would not do anything for me.
Well? done By: Mrdute12. on 26 Dec 11, 05:39:08 Well? done
Great job!!!? By: CrankDat50ul. on 26 Dec 11, 02:41:16 Great job!!!?
OCCUPY WALL STREET? By: occupytheworld22. on 13 Nov 11, 00:50:31 OCCUPY WALL STREET?
I absolutely love ... By: MrMoftheUniverse. on 10 Nov 11, 12:02:10 I absolutely love documentaries like this, even it? is cut down to under 5 minutes. It makes a quick point that people who aren't political can understand. This is so much more effective than stupid Occupy Wall Street demonstrations everywhere.
I absolutely love ... By: MrMoftheUniverse. on 10 Nov 11, 12:01:42 I absolutely love documentaries like this, even it is cut down to under 5 minutes. It makes? a quick point that people who aren't political can understand. This is so much more effective than stupid Occupy Wall Street demonstrations everywhere.
@anafau84 yea I ... By: FortNikitaBullion. on 09 Nov 11, 10:11:58 @anafau84 yea I agree. How did it became that BoA gets to act like the law and charge you? almost like it's a speeding ticket? If someone fucks with you or I we have to fight to get it righted, like sue in small claims court like the guy does above. Bank policy reverse this process, charging you and making YOU have to fight to get the money back.
Bank of America ... By: bnetx1. on 01 Oct 11, 14:39:57 Bank of America doesn't care about customers ALL they worry about is making money and screw all the customers, Do What We Ask You To? Do & We Will Deny You No Matter What ALL We Want Is Your Money & Make Your Life Living Hell, They Are Pretty Much A Profit Making Corporation saying they are a bank, YOU KNOW ITS AMAZING WHAT THEY CAN DO IF THEY REALLY WANT TO ! ! SOUNDS LIKE THEY JUST WANT TO SEE IF YOU WILL FIGHT AND ARGUE ABOUT SITUATION ! ! ! I HAVE HEARD THEIR NEW NAME IS BEND OVER AMERICA
@karlniachip , just ... By: ManifestinMama. on 09 Sep 11, 01:04:14 @karlniachip , just like you deserve this comment for being a hag.? everyone makes mistakes. no one deserves to be taken advantage of. pfffft.
just go to you ... By: gotmituns. on 09 Aug 11, 02:52:26 just go to you branch and be super annoying. come there? everyday, call the supervisor, call everybody to talk to you. eventually they will give up and refund everything.
So what is the risk ... By: heeh2. on 12 Jul 11, 16:05:58 So what is the risk of the bank? showing up and making you pay attorney fee's?
after a $700 row of ... By: anafau84. on 23 Jun 11, 00:12:11 after a $700 row of overdraft FEES, not to count the charges themselves, I think I'm definitely gonna do this... 20 overdraft fees for things? that I bought that were at the most $10... freaking ridiculous... but I'm removing this so called overdraft "courtesy" from my account... courtesy my a$s...
If they would keep? ... By: karlniachip. on 13 Jun 11, 03:00:59 If they would keep? track of their spending they wouldn't have OD fees. They deserve it.
@BourneAccident Umm ... By: TheLackofattack. on 23 May 11, 19:13:30 @BourneAccident Umm yeah, thats how banks have worked since the Knights Templars first developed the banking system in the 12th century. James Stewart explained? it in A Wonderful Life. Everybody knows that.
now i m aiming this ... By: sw33tbay. on 30 Apr 11, 06:56:49 now i m aiming this method to? sue GOLDGYM.. they charge me for gym canceling fee.. wtf.. no fair.. they didn't say anything about the word when i sign up for it.. they are just like BOA
5 people are ... By: amishnation. on 05 Apr 11, 01:09:11 5 people are bankers?
I had a problem ... By: BourneAccident. on 14 Mar 11, 13:31:15 I had a problem with a bank and reversing charges. I told them...no problem. I was coming down and wanted all my money in cash and that I was bringing several friends of mine who also had accounts to cash out as well.. and not accept a check but cash... They reversed all the charges. ? Why? Banks don't have cash... or very little of it. They need your cash as reserves for loans at a ration of 1:9... Do the math. They need you... you don't need them.
Damn, you went all ... By: deyenak1. on 10 Mar 11, 00:43:39 Damn, you went all the way with that, kinda cool to see? how that played out. Thanks for the video.
Hey guys! I just ... By: jamqueen87. on 07 Mar 11, 06:14:56 Hey guys! I just made a? successful banking tips vlog! Come sub and check it out!
I love these ... By: fooschnikens. on 19 Feb 11, 07:37:04 I love these pompous pieces of shit who say: "It's your own fault for not reading the fine print dumbass!" To all of you condescending geniuses out there: You're right, I didn't read the? fine print. I just assumed, like a logical fucking human being, that if I didn't have sufficient funds in my account to pay for something with my debit card the register would reject the transaction. Why didn't paper checks just overdraft your account back in the day? Why did they bounce instead?
Wow!! I thought I ... By: BrooklynRiver. on 15 Dec 10, 04:17:20 Wow!! I thought I was the only person feeling? small and insignificant from shitty bank practices of overdraft fees. Just accrued close to $200 today and looking to get more. Small claims court sounds like a good idea. Thanks for the awesome video. Appreciate it. Very cool!!
I watched? your ... By: unitedwestand1775. on 03 Dec 10, 02:20:54 I watched? your video and I really understand your frustration. If you want to make Bank of America pay for what they did to you, and thousands of others, you should watch this guy's video;
DEADLY BLOW ! TO Bank of America
You should contact this guy, he is really serious.
There are ... By: 9122345bjs. on 24 Nov 10, 21:30:58 There are reasonable charges? and then there is stealing.
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