How do I start my ... By: MrLivePositive8. on 06 Apr 12, 06:59:30 How do I start my own commercial bank? With the current system that is the way to go. Although with the coming USD collapse gold and silver would be very good? too.
central bank does ... By: spark300c. on 27 Mar 12, 23:44:21 central bank does not need to have liability since it printed it and belongs to no saver? outside the bank.
thank you,Sal! You ... By: dadac123. on 03 Jan 12, 15:48:27 thank you,Sal! You made this complex problem so much more easier!
I found I never understood the open market operation before,? but after hearing your explanation, the concept become clear in my mind.
And I just can't believe you did it in such a short time video!
I've followed your courses about the banking, and in 2 hours with your classes, I've learned so much, even better than my whole semester in school!
So much thanks that I wanna say to you!
The whole FED is a ... By: WilliamNaville. on 20 Oct 11, 10:25:04 The whole FED is a stupid idea...banks that have a central reserve are less applicabel to their mistakes,that plus that they have Insurance means they can go all out and spend all your money...If everybank had there own reserve (wich is not 10%,more like 30%) then you will never get a bank run...meaning? banks cant invest more money ...but fuck that
The alternative to ... By: SimonEissen. on 20 Oct 11, 07:27:21 The alternative to a private banking system is one totally controlled by the? government. If you live in a country that has no private banking, that gives the government enormous monopoly power and control over the economy. Since there is no way to have government without politics, then you are the ones who are f***d.
It does not appear ... By: SimonEissen. on 20 Oct 11, 07:25:01 It does not appear you followed the lesson very closely. The 'Fed' is not a 'private bank', it is owned by the citizens of the US. There are no shares in the Fed traded anywhere. It is autonomous to a degree so that it can stay independent of politics but it is still firmly in the public not the private sector. You do see shares of banks like Citibank, Bank of America and JPMorgan traded and they can be purchased by anyone? who has the money, subject to anti-trust laws.
Lol americans are ... By: WilliamNaville. on 15 Oct 11, 07:13:50 Lol americans are held hostage by a private bank...you guys are so? fucked
How 100$ deposited ... By: specificquestion. on 30 Sep 11, 16:15:05 How 100$ deposited increases the reserve? of the nationalized bank?
I left out that the ... By: SimonEissen. on 28 Jul 11, 18:44:32 I left out that the amount the bank has on deposit with the Fed is also part of it's assets.? And banks don't hold on to 'collateral' but will 'liquidate' (sell) it as quickly as they can. Collateral could be a repossessed auto, boat or even a house. Banks want assets that produce income without having to get into another line of business like managing rental property or auto brokerage.
I see that I didn't ... By: SimonEissen. on 28 Jul 11, 17:29:47 I see that I didn't answer your whole question. Foreigners, including China, buy US treasuries with dollars. China and other countries that have a trade balance surplus with the US end up with dollars in their banks. Those dollars could be used to buy US made goods and services or to buy our IOU's (treasury notes). Either way, the dollars get? transferred from the foreign banks back to the US. Eventually, the treasury note is redeemed with interest so the dollars go out again.
So? to answer your ... By: SimonEissen. on 28 Jul 11, 17:12:58 So? to answer your question. The Fed sells treasuries to the Bank of China or whoever that it has 'bought' from the Treasury or from whoever has sold them a treasury bond or note (treasuries get traded up until they mature, they are a commodity). The Bank of China doesn't nor any other bank 'buy' a Treasury bond or note directly from the Treasury. That's the Fed's job as the banker for the Treasury.
Member banks ... By: SimonEissen. on 28 Jul 11, 16:58:34 Member banks maintain a 'reserve' account with the Fed that is a % of it's demand deposits and limits how much the bank may have out in loans. The Fed can boost the bank's reserves by 'buying' US treasuries. By increasing the reserve deposits the Fed can increase the lending capacity of it's member banks. That is how money gets 'created' by the Treasury with the Fed. But? money is also 'created' any time a bank increases the amount of loans it has out. Money is 'based' on credit.
The bank is also ... By: SimonEissen. on 28 Jul 11, 16:45:24 The bank is also audited by state and federal regulators like the FDIC and the Fed. The laws are designed to protect the bank's depositors before anyone else. Keeping the confidence of depositors is essential to the banking system. While depositors may legally 'demand' their money at any time, the banking system would fail if? too many depositors did that at the same time. Insuring deposits is designed to bolster depositor's confidence. So is the reserve system.
To understand banks ... By: SimonEissen. on 28 Jul 11, 16:35:54 To understand banks and money, you need to understand double entry accounting. Assets (debits) are balanced by liabilities and equity (credits). The bank's assets are? the cash it has in it's vault but mostly it's loans and maybe some 'collateral' it has taken when a loan went bad. The bank's liabilities are it's depositors accounts and CDs and maybe loans it has borrowed from other banks. Banks are regulated. The bank's shareholders will engage auditors to examine them.
Most of the money ... By: SimonEissen. on 28 Jul 11, 16:23:56 Most of the money supply is in the form of bank deposits. Only a small % is in the form of actual currency in bank vaults, cash drawers, purses and wallets at any time. Banks allow for moving large amounts of money across large distances very quickly - the economy depends on banks to? do this. Banks also allow for large amounts of money to be brought together to accomplish big operations and projects. Big business and big government with big banks "built this city".
The Fed is also the ... By: SimonEissen. on 28 Jul 11, 16:10:56 The Fed is also the banker for it's member banks. The? Treasury has 'bank accounts' with the Fed. So do the member banks and so do foreign 'central banks'. The Fed is responsible for clearing all payments made between all it's account holders. Look at the back side of any canceled check that was paid to a company in another part of your state or part the country and you will see a stamp by the Fed indicating the date they processed it.
ok -just so we all ... By: SimonEissen. on 28 Jul 11, 16:02:06 ok -just so we all know who does what. The dollars are printed by the Bureau of Engraving and coin is made by the US Mint - both are part of the Treasury Dept, not the 'central bank' which is called the Federal Reserve, 'Fed' for short, in the US. The Fed was established by law and it's directors are appointed by the President, subject to Senate approval, but it operates independently, more or less, of the US government. The Fed acts as the banker for the Treasury.?
thanks man.... but ... By: zzakariaa. on 15 Jul 11, 09:42:09 thanks man.... but i still need some clarifications. let say the central bank prints a 100$ bill, the central bank will sell it to let say china as I understand from your reply. what does the central bank get in exchange for the 100$ bill. and how is that? a fund for the US treasury account ?
Banking is a ' ... By: SimonEissen. on 14 Jul 11, 17:47:41 Banking is a 'confidence' game.:-p
If depositors start to demand their money, the bank could find that it has more loans out than the reserve requirement allows. The bank may then look to 'liquidate' loans - sell them to other banks or investors for cash or call them - forcing debtors to look for re-financing from other banks. If debtors cannot pay up or find? other credit - they may go bankrupt and then the bank has even more bad loans to write off.
It's a reverse multiplier.
The money ... By: SimonEissen. on 14 Jul 11, 17:35:43 The money multiplier also works in reverse. When a bank loan is written down or off the bank's reserves are affected - the bank can't take? the loss from the demand deposits, those are protected by law. The bank has less money to lend and may have to borrow or call in even good loans to be able to protect depositors' 'demand deposits'. Depositors that lose 'confidence' in the bank may 'demand' their money. If too many depositors do that at one time, any bank will fail.
You got the reserve ... By: SimonEissen. on 14 Jul 11, 17:20:43 You got the reserve percentage backwards. A reserve ratio of 50% means the bank can lend out 50% of its demand? deposits. With deposits of $200 the bank may loan $100. That $100 will get added to the total of demand deposits in the banking system - all money that doesn't go under the mattress goes back into the banking system. Total demand deposits grow as banks make loans. As demand deposits grow, the banks make more loans, subject to the reserve requirement. It multiplies.
The central bank ... By: SimonEissen. on 14 Jul 11, 17:05:42 The central bank doesn't "print bank notes as needed', it sells them for the US Treasury and collect the proceeds from the buyer and adds the funds to the US Treasury's accounts. The buyer can be anybody - American, foreign or the bank itself. This last option is what some say 'prints money' because? it increases the total bank reserves and the money supply. Money, and the economy, also grows whenever any bank loans money against its demand deposits.
Because the banks ... By: Wamy85. on 23 Jun 11, 03:53:18 Because the banks can lend money at a reserve ratio of 50 % -so for the 100 $ you deposited in- they will lend out 200 $ - which will increase the M1 by 200$ - Hope it helps- Cheers?
how did the 100 ... By: AsakuraAvan. on 14 Jun 11, 04:29:36 how did the 100 dollars from the treasuries increase the money supply from 400 to? 600?
Bank uses money to ... By: Keyguya. on 08 May 11, 00:09:30 Bank uses money to buy stuff like any? company. They are not in it to hoard cash (which is useless).
So any basically any interest bank makes is used, they may of course always hold some cash at hand for liquidity.
Someone finally wrote an article about this at mises.com. The fallacy of not having enough money to buy interest is getting broad. Interest happens in real world, not in monetary one.
Video duration: 101 seconds
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Learn reverse cable fly back exercises to build strength and muscle tone in this upper body workout and fitness video. Expert: James Fitzgerald Contact: www.mvpfitness.us Bio: James Fitzgerald is a member of the American College of Sports Medicine & certified in Personal Training and Group Kickboxing through Fitness Instructor Training of Stafford, Texas. Filmmaker: Christian Munoz-Donoso
hey can? anyone ... By: judikerr. on 01 Dec 11, 05:33:59 hey can? anyone help me out. i want to know how to look bigger from the side. so do i need to work my back and chest muscles?
yup that's what he ... By: rjlas7. on 04 May 11, 13:49:16 yup that's what he was explaining about.:)?
mto bom!? By: gualbukerke. on 11 Apr 11, 17:21:42 mto bom!?
also
I believe its ... By: urhunted. on 07 Apr 11, 08:38:24 also
I believe its also for the Trapezius (upper back) and some other muscles like the Rhomboideus minor and major
correct me if im wrong?
Yes he does a good ... By: publicworks1. on 30 Mar 11, 02:46:51 Yes he does a good job on the crucial areas. I feel that some have criticized unfairly. He does the stuff he talks about, he "walks the walk" as they say.Doing this without the D handle gets more rotator cuff, and less gripping is involved. D handles are a? different emphasis. This is best for infraspinatus and supraspinatus. More of a toning, therapeutic, kind of emphasis. I do these regularly. and Use D handles when I want to mash a few heavies, mostly for deltoids days.
bad idea! best? to ... By: flyjeepguy. on 17 Feb 11, 23:40:15 bad idea! best? to use a D handle,
White man trapped ... By: ThaGenius101. on 04 Feb 11, 18:08:50 White man trapped in a black? mans body.
Awesome trainer? By: DuckHeadlolz. on 15 Nov 10, 21:56:10 Awesome trainer?
thts wot i thought? ... By: jodhan23. on 18 Oct 10, 11:26:16 thts wot i thought? too but if u keep a bend in the elbow, the weight is targeted onto th back nd off the shoulder
This is probably ... By: Vash2Red. on 25 Sep 10, 23:37:52 This is probably the only expert village? video that has good comments! Every other vid has something wrong or stupid happening according to some people
Excellent ... By: RigsPGT. on 13 Jul 10, 21:06:06 Excellent explanation on all of his videos! Thumbs up!?
dude helps a fucing ... By: poopmaster64. on 30 Jun 10, 17:56:50 dude helps a fucing lot, thank you? very much, u should be a fitness teacher
thanks? By: 9santo. on 13 Jun 10, 20:07:01 thanks?
thats tiger? woods By: streetpunk99. on 22 May 10, 16:24:20 thats tiger? woods
good videos you ... By: lilfanatic147. on 21 Jan 10, 17:23:05 good videos you make, dude. i love it when he says 'again' :D?
nice? workout! By: samson577. on 10 Jan 10, 02:23:23 nice? workout!
wow this is rare ... By: STOPDATHATER. on 04 Dec 09, 00:57:27 wow this is rare find, tempo instructions, as well as for? form explanation. This was reaaally helpful.
the best thing to ... By: dzydave0021. on 23 Nov 09, 05:09:03 the best thing to do isnt either one of them but rather utilize both types of? this exercise.... that holds true for most exercise variations for any bodypart, as long as theres no existing injury or pain utilize every type of variation of exercises often.. its the best way to stay growing
rear delts..? By: fukidomev2. on 12 Nov 09, 02:46:24 rear delts..?
All of your workout ... By: DarkFlip22. on 04 Apr 09, 23:01:17 All of your workout video's sir are? helping alot.
Thanks a bunch man. Seriously. =D
isn't this for ur? ... By: imsljr420. on 13 Jan 09, 04:22:43 isn't this for ur? rear delts
u can do it both at ... By: azsianwun. on 02 Jun 08, 04:36:53 u can do it both at a time or single right? ? doesn't matter
ur preference
thanks, this? helps ... By: fantaworld. on 15 Apr 08, 19:02:51 thanks, this? helps lots. Would it be counterproductive to do both sides at the same time?
This video gives a ... By: NationalHomebuyers. on 25 May 12, 09:01:11 This video gives a really interesting perspective, an interesting watch. Thanks, National? Homebuyers
Sounds like an ... By: UmTheMuse. on 14 May 12, 19:32:10 Sounds like an ingenious pyramid scheme, in? a way, in that there's no value creation and each level is made to push the risk to the next level down. However, doesn't the IB face a new risk?
It seems to me that they now are at risk because they have to guess how much money they can get from investors.
Even discounting agent-principal problems, it seems like the total risk should be higher, right?
3 people lost ... By: PhilipTheDuke. on 01 May 12, 17:25:00 3 people lost money? in MBS's
Gays check out? how ... By: nokkont. on 19 Apr 12, 19:30:00 Gays check out? how to become popular Russian invention
/watch?v=Y-pztzYMasA&feature=g-upl&context=G2f02875AUAAAAAAAAAA
When the bank Sells ... By: devbodaghe. on 19 Feb 12, 02:38:01 When the bank Sells their mortgages to investment banks dont they? charge a lil interest that way there not just making their not just making their money back
I just want to ... By: helloworld0714. on 30 Dec 11, 13:47:34 I just want to clarify, the investment bank creates new corporation/? entity? what are example of this newly created corporations?
The 2 billion ... By: 01agni1. on 23 Dec 11, 09:20:54 The 2 billion dollars are cashflows over 10 years.Hence they are? not comparable to 100 M made now.To understand this further go to the concept of time value of money.
it's just a matter ... By: kweezyyy. on 06 Dec 11, 20:27:52 it's just a matter of the investment banks pushing the risk off their own plates. once IB's sell all the "corporation" shares, it doesn't matter as much to the IB if people default on their mortgage payments and the? corporation's cash flow dries up
who are some? of ... By: rond02kg. on 07 Nov 11, 23:29:55 who are some? of these "special purpose entities" you speak of?
The math and the ... By: chocoboblue99. on 30 Sep 11, 01:59:59 The math and the model looks fun to play around with until someone defaults.
Then, a few more defaults and then there's a domino effect and everyone has a sad face now. :( ?
just got one ... By: tcg4111. on 26 Sep 11, 20:35:22 just got one question and hopefully you can answer it soon enough for it to help...
why does the INVESTMENT BANK (green bank) make up a corporation which sells shares letting investors bank off the interest and principle payment as well? and therefore making only 100 M (in this case), when, if they kept the rights to the mortage payments to themselves, theyd? eventually be making 2 billion dollars (in this case)? provided the investmEnt bank had enough money to buy the rights from the LOCAL BANK
just got one ... By: tcg4111. on 26 Sep 11, 20:34:56 just got one question and hopefully you can answer it soon enough for it to help...
why does the INVESTMENT BANK (green bank) make up a corporation which sells shares letting investors bank off the interest and principle payment as well? and therefore making only 100 M (in this case), when, if they kept the rights to the mortage payments to themselves, theyd eventually be making 2 billion dollars (in this case)? provided the investmEnt bank had enough money to buy the rights from the? LOCAL BANK
just got one ... By: tcg4111. on 26 Sep 11, 20:34:45 just got one question and hopefully you can answer it soon enough for it to help...
why does the INVESTMENT BANK (green bank) make? up a corporation which sells shares letting investors bank off the interest and principle payment as well? and therefore making only 100 M (in this case), when, if they kept the rights to the mortage payments to themselves, theyd eventually be making 2 billion dollars (in this case)? provided the investmEnt bank had enough money to buy the rights from the LOCAL BANK
Hats off to Creater ... By: kannu12341. on 02 Aug 11, 18:39:45 Hats off to Creater of that movies.....awesome Explanation with simple examples.......:) Thanks? a lot
eASY & High Income ... By: NetTopJOB. on 30 Jul 11, 00:17:01 eASY & High Income Job from? the "NET"
forex-secrets@hotmail.com
very clear,
great? ... By: RebelHQ. on 29 Jul 11, 06:57:21 very clear,
great? stuff :]
Weren't securitized ... By: doublek321. on 18 Jul 11, 12:25:56 Weren't securitized mortgages traded on the open market? If so, it seems strange to me that they would be since isn't there an upper limit to how much they should be able to go up? In this example, even if all the people actually pay their mortgages, they only have to pay 7% interest. Therefore, there's an upper limit on the income stream. I'm wondering if these? things ever traded above their potential worth (and if so - why)
where does the FNMA ... By: prakashenator. on 24 May 11, 16:36:19 where does the FNMA,? GNMA, FHLMC comes into play?
nice? and ... By: jaggernat. on 27 Mar 11, 13:40:24 nice? and clear.thanks.
It is important to ... By: spectrum0590. on 13 Dec 10, 08:35:54 It is important to own a home rather than? renting. It is a long term investment compare if you prefer to rent. It's a waste of money.
Thanks, Wikipedia ... By: joskoning. on 07 Dec 10, 20:43:10 Thanks, Wikipedia made? no sense to me about this, as usual.
The reason why Sal ... By: JasonRox88. on 25 Nov 10, 22:09:23 The reason why Sal is so successful at teaching because he knows his topics.
I believe the education system in the US/Canada is failing mainly? because so many teachers fail to know their own topic. The focus is largely on teaching methods which in my opinion is useless without a proper understanding of the topic. I have seen easily hundreds (former teaching assistant) of students go into teaching and are CLUELESS to what they teach. They are motivated and great people but they are CLUELESS.
@honest 4truth
i ... By: TopBreh. on 25 Nov 10, 17:00:13 @honest 4truth
i fink the investment banks set up the special purpose vehicles/entities (spv/spe) so they cud get the loans off their balance sheets.
in this video he says investment banks may have done this because they are not in the business of dealing with mortgage loans however i rekon that they knew a number of these loans were very very risky and so transferred this risk onto shareholders, mutual funds, hedge funds? and pension funds etc.
Video duration: 377 seconds
Global video hits: 3122
Incoming freshmen and transfer students received a head start at becoming Longhorns while attending Camp Texas. The three-day retreat at Camp Balcones Springs, sponsored by the Texas Exes, helps new students learn tricks to creating a better college experience, while meeting other incoming Longhorns.
Video duration: 240 seconds
Global video hits: 2627
Dieser Film beschreibt das atmosfair-Klimaschut zprojekt in Burkina Faso. Weitere Informationen unter www.atmosfair.de/Pro jekte. Mit französischen und englischen Untertiteln. Avec sous titre francais et anglais.
Video duration: 304 seconds
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A compilation of ecchi scenes in the anime series Fate Stay Night. Note: The subtitles are soft, you can enable or disable them by clicking the "CC" button on the video panel. [Update 5/6/2010] It seems that some users are having issues viewing the captions due to the new Youtube layout. I personally have not had any issues on any of my platforms.
If? saber doesn't ... By: AdvancedZeta. on 15 Feb 12, 02:15:20 If? saber doesn't mind shirou seeing her body, then why does she get flustered and cover herself?
Funny! Very? funny! ... By: MultiBADbat. on 24 Jan 12, 16:32:28 Funny! Very? funny!!!XD
Want to play anime ... By: ichjroumaru. on 26 Dec 11, 07:43:26 Want to play anime game. See cute anime? girl, hentai game. Visit this site erogegame. com
i didn't know fate ... By: legodelta0000. on 27 Nov 11, 05:26:24 i didn't know fate stay night have ecchi? scenes
visual ... By: glaceon113. on 30 Oct 11, 02:50:55 visual representations of sex... the man? puts his soul in the womens body
What does? "Ecchi" ... By: pacifistattack. on 20 Oct 11, 13:25:09 What does? "Ecchi" mean? The artowk looks good, but if this series is basically soft core porn then I won't bother watching it.
I was watching ... By: Exundhob. on 07 Oct 11, 17:46:59 I was watching without subtitles and wondering in what language this spell? is.
She has a heavy japanese accent.
3:38 - ...And ... By: Tassadarky. on 05 Oct 11, 14:49:40 3:38 - ...And that's how babies are made.
I think Saber has a gorgeously body =3?
not...exactly. just ... By: Rondorix. on 05 Oct 11, 13:05:51 not...exactly. just was one in her previous life, so it might be a reincarnatory psychological disposition to her former life's gender. in otherwords, she considers herself a guy still, due? to being one in a past life, and that carried over as an odd manifestation in her psyche.
Hit the "CC" button ... By: helios2k6. on 27 Jul 11, 17:13:47 Hit the "CC" button on the menu?
what? no english ... By: xxSADPUPPYxx. on 27 Jul 11, 16:15:37 what? no english subs
3:05 They? had a ... By: narrat0r12. on 25 Jul 11, 09:16:56 3:05 They? had a threesome in the game. I'm dead. Effing. Serious.
Just? look it up on ... By: narrat0r12. on 24 Jul 11, 20:49:48 Just? look it up on youtube "fate stay night h scene", the guy gives download links. Some are with Rin, some with sakura, and some with saber.
Yeeaah, you can say that Shirou gets a lot of ass.
Which makes Shiro ... By: narrat0r12. on 24 Jul 11, 19:44:41 Which makes Shiro gay since he had sex with her like 3 times in the? games.
So, officially... ... By: narrat0r12. on 24 Jul 11, 19:27:28 So, officially... Saber? is a man.
there are only 3? ... By: YoungFeIIaz. on 26 Dec 10, 19:13:47 there are only 3? textures and im gettin an error message it sais "textures export failed" generetic texures?
what to do now?
i have no? textures By: YoungFeIIaz. on 25 Dec 10, 21:46:58 i have no? textures
Video duration: 1270 seconds
Global video hits: 778
Jeremy Leggett speaks on Peak Oil, Renewable energy and financial crisis Corrections: 1. At Time Line Minutes 14.12, Carbon cost of solar energy is 1.2 years and not 2 months 2. At Time Line Minutes 20.32 Like Britain and US mobilised during II world war and not Britain and Germany
![[Spotlight] Fate Stay Night Ecchi Highlights](http://i.ytimg.com/vi/p6EHpWzQNOY/2.jpg "[Spotlight] Fate Stay Night Ecchi Highlights")
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