but if the loan ... By: SeeingGreenDevils. on 27 Apr 12, 04:46:50 but if the loan holders can only pay 50 each out of the 300, wouldn't that impact they C.A some how? why would the? C.A for those same loan holders still be counted as 600 (total) in liabilities even though they can only pay 50 of the loan?
also, since there ... By: TNACAR. on 03 Apr 12, 16:27:48 also, since there are millions? of loans given out and paid back everyday, this problem pretty much arises from this example, where there is only one loan given out.
the wonders of a ... By: TNACAR. on 03 Apr 12, 16:27:08 the wonders of a banking system that doesn't need money that you can touch with your hands. if the borrower paid, say a contractor, with the money than the borrower would owe the bank 3000GP + interest and the bank would owe the contractor 3000GP. This like you said could create a? liquidity problem, since the bank can't pay the contractor in GP before the borrower paid it back. But since the contractor knows that the bank is good for the money, he probably doesn't want the money physically.
I am not sure of ... By: coolman210474. on 24 Mar 12, 16:10:59 I am not sure of the lesson 9 which says that the bank can give out loan up to 3000 GP, while the bank only has 300 GP. Wouldn't the borrower want full disbursement of the 3000 CP to pay for the project immediately ???? Something is missing her? .. can someone enlighten me ???
Really good video ... By: londonpie72. on 28 Jan 12, 12:19:56 Really good video refreshing my memory? ):
Thanks for the ... By: MrPEDOCTOR. on 02 Jan 12, 15:11:22 Thanks for the video.?
This is prob a dumb ... By: MultiCheeseGrater. on 02 Dec 11, 06:00:13 This is prob a dumb question but, how is it? a liability when you give someone a loan, it's not like you owe them money??? Could someone please explain this to me thnks
Videos are great ... By: Canadianguy252. on 28 Nov 11, 22:26:45 Videos are great you are replacing my corporate? finance teacher. New sound would be great though
I like your video - ... By: DayTradersWin. on 24 May 11, 19:45:27 I like your video - subscribe to my? channel and friend to have day trade videos
Good one. Clear on ... By: vikram7095. on 30 Apr 11, 17:07:09 Good one. Clear on leverage and? debt to equity
Good one.. clear ... By: vikram7095. on 30 Apr 11, 17:06:38 Good one.. clear on? leverage and debt to equity..
there is really no ... By: CBNAquatics. on 27 Apr 11, 15:03:23 there is really no safe value for debt leverage. For example if the Federal Reserve calls in all loans like in the great depression, or it drastically decreased like in the GFC (huge mortgages) then? there will be too much debts and not enough paper money floating around.
debt equity ratio ... By: CBNAquatics. on 27 Apr 11, 15:00:07 debt equity ratio is good when you want to calculate the debt? of a company or in this case a bank. It is used more realistically then A:E ratios because usually for a bank the debts are much higher then what they have in there equity, hence govt balilouts.
D:E is also primarily used for calculations on stock/ options prices.
nope they? are ... By: CBNAquatics. on 27 Apr 11, 14:49:10 nope they? are actually created out of debt.
lol what? how does ... By: MrBigEnchilada. on 27 Feb 11, 04:41:32 lol what? how does printing? currency increase bank assets?
so the solution is ... By: arseneremy. on 19 Feb 11, 06:00:01 so the solution is to? fire up the printing presses and flood the market with currency. inflation nation is the U.S.'s answer to insolvency. SMH
Hey Khanacademy did ... By: Luigi84289. on 02 Dec 10, 14:00:48 Hey Khanacademy did the bank? borrow the money for those loans?
Hi! I really like ... By: frederickriemann. on 19 Sep 10, 22:59:31 Hi! I really like your video but you have to impove the sound. Quality is more? important than quantity. I hope this will help you. THANK YOU, your videos are really helpful!
Can you expand? a ... By: thehashcat. on 30 Aug 10, 03:25:16 Can you expand? a little bit on the 2nd concept of leverage you introduced (D:E), and how it relates to the definition you spoke about at length here (A:E)? Mechanically, I understand you can calc it (A=L+E), and come up with 10:3 (A:E) from 7:3 (D:E). But intuitively, a 10:3 (3.3:1) Assets:Equity ratio makes sense, coz you know you will be insolvent if 1/3rd of your assets go bad. How/where does the D:E ratio help us, intuitively? And if it doesn't, why don't ppl exclusively use A:E?
Thanks!
Thank you for the ... By: CollegeStudentMatt. on 05 Apr 12, 23:32:04 Thank you for the simple and very easy to understand overview of amortization! Sal, you take complex subjects (or what some make complex) and? teach them is such a simple way that anyone can understand. True genius!
Amortization is the ... By: USCSoundCheck. on 17 Mar 12, 23:46:42 Amortization is the systematic and rational? allocation of the acquisition cost of an intangible asset over its useful life.
thank you... now i ... By: 0xan4xan0. on 26 Nov 11, 07:50:21 thank you... now i can study ahead...:)?
thank you,? sal! By: Zander101084. on 24 Oct 11, 19:18:11 thank you,? sal!
I really like? what ... By: JGO749. on 25 Sep 11, 03:30:25 I really like? what you do. Made me smile =)
lol khan is? an ... By: MrBigEnchilada. on 15 Sep 11, 20:20:28 lol khan is? an expert on like everything.....you upload like everything
You simplified ... By: ChillMood11. on 03 Jun 11, 21:13:20 You simplified this? for me thank you so much!
sal, Lets assume I ... By: PhilipK100. on 01 Feb 11, 01:18:14 sal, Lets assume I own this widget company, At the end of the 4th year the machine is worthless, as you showed. Is it possible for me , as the owner,to? decide to keep the machine because it works. In other words, rather than me getting a new machine, can I not make a decision at the end of Year 4 to keep the machine for another year? In this case would it mean that the depreciation of the machine won't show up in the Income Statement, the Balance sheet or the Profit and loss account? Thanks
4:12 "and possibly? ... By: AdrielC877. on 04 Dec 10, 10:28:34 4:12 "and possibly? smell and taste it." LOL
Useful? - thanks! By: JerryJeanMusic. on 25 Oct 10, 19:54:18 Useful? - thanks!
Thanks for the ... By: TheUmairjafri. on 16 Oct 10, 17:48:22 Thanks for the video btw its amazing :)?
What is the concept ... By: TheUmairjafri. on 16 Oct 10, 17:47:51 What is the concept of Amortized cost of Debt? i.e. held to maturity securities?
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thx a lot.? By: victoriashokri. on 30 Apr 10, 07:28:55 thx a lot.?
that? was really ... By: lordaVadera. on 07 Apr 10, 09:44:02 that? was really useful!
that was really ... By: lordaVadera. on 07 Apr 10, 09:43:55 that was really useful!?
can u do a segment ... By: djtone4u. on 04 Mar 10, 03:43:05 can u do a segment on the difference? between treasury bonds and corparote bonds. thanks or how the government finances its debt.
thanks? By: mac0033. on 09 Nov 09, 00:17:48 thanks?
excellent....kep it ... By: 282AYUSH. on 22 Oct 09, 04:22:08 excellent....kep it up...u? r the "GURU" in inance thanks a million
You are good... ... By: Vinan2k. on 20 Sep 09, 11:52:27 You are good... Really Good?
in Russia? ... By: dagagirl. on 01 Sep 09, 18:54:33 in Russia? amortization is the same as depreciation
Taste the? machine! ... By: modingity. on 27 Aug 09, 14:29:19 Taste the? machine!!!!!!! lol
The only one thing ... By: abab676. on 26 Aug 09, 07:03:30 The only one thing to notice. In Europe there is actually no difference between amortization and depreciation.?
Hello Sal,
Thank ... By: tenshady. on 21 Aug 09, 23:27:25 Hello Sal,
Thank You So Much,
Health & Happiness
To? you
I like you? By: smclean2004. on 21 Aug 09, 06:53:22 I like you?
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That? was great. ... By: inspectae. on 11 Apr 12, 02:56:11 That? was great. Thanks for the vid!
@libelula202 The ... By: isaiasm21. on 22 Mar 12, 17:53:57 @libelula202 The U.S. credit rating went from an AAA to? AA rating in 2011. The video was made in 2008. C'mon!
What a scam!
? By: GreeeenMartian. on 14 Feb 12, 11:56:24 What a scam!
?
@xcvsdxvsx
""only ... By: tjtomkins. on 11 Feb 12, 15:39:30 @xcvsdxvsx
""only the government would be objective enough" wtf, since when was the government objective, once representatives retire from politics where do they go? the corporate sector where they? are rewarded? for past compliance to private interest groups"
That was the biggest joke in the video LMAO
Very useful ... By: rj8954. on 07 Feb 12, 04:57:07 Very useful tutorial. Clear and easy to? understand. Keep it going.
YOur video is ... By: jtebaize. on 07 Feb 12, 00:50:57 YOur video is really interessting, im french, and i really understand what you are saying. i was searching informations about CDS, and i found your video, thank you. And, oh, the world is? fucked up!
Your videos are a ... By: londonpie72. on 29 Jan 12, 02:27:58 Your videos are a life saver totally understand? now
Your videos are a? ... By: londonpie72. on 29 Jan 12, 02:27:17 Your videos are a? life as ver
that was fucking? ... By: deniskatashkentskiy. on 20 Jan 12, 11:26:56 that was fucking? awesome dude!!! i love your style! don't change anything! keep it this way bro!
Umm hey sunshine, ... By: tjohn1986. on 18 Jan 12, 19:48:02 Umm hey sunshine, what happens when those with equal money spends it? all unwisely?
thanks so much. ... By: mavrick0ck. on 07 Jan 12, 21:38:35 thanks so much. this is such a clear tutorial on what a? CDS is..
great video!? ... By: Ash4800. on 05 Jan 12, 20:11:17 great video!? subscribed!
So the? best thing ... By: supralex1. on 15 Dec 11, 10:15:46 So the? best thing to do is to work hard, save your money, and put it in safe. Or hope a bank and the government will assure it. Or, put your trust in shysters. Great choices.
"only the ... By: xcvsdxvsx. on 10 Dec 11, 20:47:00 "only the government would be objective enough" wtf, since when was the government objective, once? representatives retire from politics where do they go? the corporate sector where they are rewarded for past compliance to private interest groups
Excellent video, ... By: malthus101. on 07 Nov 11, 19:56:59 Excellent video, very clear now? on what they are - I will watch your other videos! Thanks.
Thanks for the ... By: djguy100. on 30 Oct 11, 17:06:56 Thanks for the upload?
Wow, this helps a ... By: DeeSee25. on 24 Oct 11, 04:01:55 Wow, this helps a lot. This makes a? lot more sense now.
this? was done in ... By: DeeSee25. on 24 Oct 11, 03:54:24 this? was done in 2008, three years ago...
"They? aren't AAA, ... By: libelula202. on 08 Oct 11, 00:48:16 "They? aren't AAA, like the US government". Like the US government USED to be, now it's only AA.
Suscribed --? Thank ... By: ranj971. on 27 Sep 11, 04:21:31 Suscribed --? Thank you
California teachers ... By: god4506. on 25 Aug 11, 13:34:28 California teachers or Michigan auto workers hmm,, I think? he's being humorous :)
thank you? khan By: CanadianSaudi1. on 17 Aug 11, 01:00:51 thank you? khan
Triple A is the ... By: GrudonX. on 01 Aug 11, 09:43:08 Triple A is the highest credit rating, however that doesn't rule out the slim possibility of a default. America is currently triple A too, but they? will default on some of their debts very soon. They really shouldn't have a triple A rating.
well thanks? By: n0star0navid. on 18 May 12, 21:46:53 well thanks?
10:55: "the pie of ... By: UmTheMuse. on 18 May 12, 21:13:15 10:55: "the pie of apples got bigger." I wish my apple pie? got bigger lol. Great explanation here, Sal.
For those wondering about the deflationary pressure due to a system that's running better than before, don't forget that the original depositors, the bank, and the borrowers are all making profits that never showed up in the picture.
What are you ... By: weazle1991. on 16 May 12, 04:40:53 What are you talking about? The borrower is borrowing it and the lender is lending it. At no? point is there any "simultaneous ownership". The defintion of borrow since you seem to have yet to learn it: Take and use (something that belongs to someone else) with the intention of returning it.
Well the first ... By: weazle1991. on 16 May 12, 04:29:10 Well the first 1000G can be payed instantly and the remaining 1610G will have to wait until the loans are repayed. For as long as people can repay their loans everyone can get all of there gold pieces. If people can't repay the loans the assets they bought with the loaned money is given to the bank who sells it to repay the 1610G owing. So technically speeking if the? bank only made safe loans everyone would get their money, which would be the full 2710G...
Economically? ... By: catobear1704. on 09 May 12, 03:45:03 Economically? speaking, they're all fucked.
Gays check out? how ... By: nokkont. on 19 Apr 12, 19:39:14 Gays check out? how to become popular Russian invention
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along generate real ... By: spark300c. on 27 Mar 12, 23:22:14 along generate real wealth there is no inflation. but? if loan are not use produce real wealth see asset bubble and inflation will start to leak to other assets. good monetary policy the central bank increases interest rate with inflation form curtain set point for asset. biggest problem with inflation that government spend too much and central bank keep giving it loans out of nothing.
I just started ... By: BiggBBoss. on 24 Mar 12, 21:29:38 I just started watching this series of videos on banking. I saw at the end of this video deflation takes place. Keep in mind- between 1913 and 2010 there was about 8,458.10% inflation. And between 2005 and 2010 it was 14.29% inflation. That's a big difference between this? video and the real world.
Sorry, banks ... By: BOZ11. on 03 Mar 12, 00:54:05 Sorry, banks duplicate money and thus steal from all those who hold currency via monetary? inflation.
sorry, but i think ... By: Kadubg. on 02 Mar 12, 23:49:31 sorry, but i think you donīt understand the video. Nothing? is immoral here!
Seriously, it ... By: jackedup2077. on 01 Mar 12, 04:41:54 Seriously, it sounds? like the bank just stole a factory and an irrigation system
"FRB is theft - the ... By: BOZ11. on 28 Feb 12, 12:20:34 "FRB is theft - the gold cannot be exclusively owned simultaneously by the borrowers and depositors"
Yes, exactly! They're creating money by duplicating 90% of the deposits. Thing is, it's all digital now, so the money supply expansion is real, as opposed to Sal's model where the money supply remains at 1000 coins. The bank in his scenario lied to it's depositors about how much they have!! Theoretically ALL depositors should be able to? close their accounts slowly, but they can't
Sorry, its taking ... By: deanarobo. on 22 Feb 12, 16:32:52 Sorry, its taking me a? while to realise who's the real retard here...
shut the fuck up ... By: Nooby1357. on 21 Feb 12, 15:02:27 shut the fuck up fucktard?
I have a QUESTION.I ... By: n0star0navid. on 19 Feb 12, 22:25:58 I have a QUESTION.I will be happy if someone culd answor it.
What if everyone want to teak out there money at sametime.? What happend then?
unless the ... By: cathysastupidslut. on 16 Feb 12, 19:33:10 unless the borrowers and followers had one identity, a number of things could fix this or lead to this example.
a) borrow from the bank? you deposit in. (less probably esp if borrowing amount is more than deposited)
b) man deposits, woman borrows, they marry, money is simultaneously owned in unison
c) man borrows money, man deposits money, they live in a state where gay marriage is illegal, LEGALIZE GAY MARRIAGE so those men can be out of debt and have happy lives!
Get down and polish ... By: deanarobo. on 29 Jan 12, 18:32:36 Get down and polish my shoes you swat. Its clearly a typo, he finished the '0' yet the machine didn't recognise this and left the left? side of the '0' out. You can even see the middle curve of the '0' before it got chopped off.
you wrote it wrong, ... By: Nooby1357. on 28 Jan 12, 14:09:46 you wrote it wrong, you wrote? 3010 apples at the end, not 3000
also what if ... By: iamryko. on 26 Jan 12, 23:38:17 also what if everyone was to run to the bank and ask for there? money who gets the money? first come first serve ?
in the real world ... By: iamryko. on 26 Jan 12, 23:34:30 in the real world this is done on a scale of? billiion of dollars eg: FED prints $10,000,000 therefore you can say in a way this is an infinite money supply increase because that money will go to various banks and whatever project is funded those workers will go to there bank and so on... In Sal World you can say this is an increase in wealth if everyone was smart with money... but in the real world you FRB benefits the banks and the top tier wealthy.
Debt based? economy ... By: nonlocality83. on 04 Jan 12, 14:32:28 Debt based? economy. Next please.....
He says "As long as ... By: Luckilius. on 03 Jan 12, 21:40:25 He says "As long as the investments are? good investments," but what percentage of investments truly produce more wealth than they borrow? Just because an investment doesn't default doesn't necessarily mean that it produced as much wealth as it borrowed. This guy has a huge blind spot.
Oh, now I know that ... By: dadac123. on 03 Jan 12, 03:13:28 Oh, now I know that the point is not about there's too much money supply,the point is if the growing of real wealth can catch up with the money supply, it depends on those investments are good or bad.
In the past,I only look at the money supply and I always think there's are bubbles and bubbles,but now I realize that I never consider the real wealth.
Thank you for your amazing lesson,? I love it so much!
Holy shit this guy ... By: blubbaditty. on 30 Dec 11, 07:50:36 Holy shit this guy does a lot of repeating? himself....
this just makes ... By: smallisbeautiful26. on 21 Dec 11, 17:14:03 this just makes wealth distribution more skewed in the favor of those who are able to obtain money first. who can do that, people with wealth...No wonder the "1%" are being rebelled against. the little guy is being shoved down further and further by the system that prides itself on "freedom and liberty for all" fractional banking seems to mean "freedom and liberty for THE CREATORS OF MONEY" it? makes me sick.
Fast forward to ... By: RadarGuidedVermin. on 18 Apr 12, 18:00:49 Fast forward to today and you've got incompetent Obama kissing Dmitry's ass on a hot mic. Oops, you got it completely? WRONG.
Keep failing, loser.
What does he mean " ... By: mcphilliswitz09. on 13 Dec 11, 06:09:40 What does he mean " Brits have not respect for life". I know this isn't a valid arguement, but FUCK YOU! My mother has diabetes? and I have epilepsy and anemia if we were in you country we would be crippled with debt.
By the was, if you ... By: rcnoe71. on 21 Nov 11, 17:21:18 By the was, if you haven't read the Bill, although time consuming, read it and don't speak until you do. I won't say what's in it (btw it's a compete take over of student loans funding as well, stuck in there, with no vote or debate), but I urge you to read it. It's the scariest piece of legislation I have ever read. Sure, if you get sick, you'll assume you'll be treated. BUT so many regulations, good, caring people will think twice before? choosing to go to school for medical careers.
In the 1960's ... By: rcnoe71. on 21 Nov 11, 17:15:09 In the 1960's Ronald Reagan said that if? the Federal Government passes a universal health care, that passing will COMPLETE the possess of eroding the constitutional rights. Health care, whether it be medial or psychological is the COMPLETE care over a human being, and the passing of this bill will allow the government to have "FASCIST" control over humanity.
Benjamin Franklin, "He who trades freedom for security, DESERVES NEITHER." It's a take over of individuality. Humanity has become dumb.
Its an? Oxymoron! XD By: deeppurple28. on 11 Oct 11, 19:12:27 Its an? Oxymoron! XD
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good shit man
Fair? enough :) By: ojisama8. on 09 Oct 09, 05:59:03 Fair? enough :)
yes, i thought of ... By: tomitstube. on 09 Oct 09, 03:31:47 yes, i thought of that, there are several metaphorical references in that great literary work, but i really wasn't worried about rightwingist's ability to navigate such an argument.
lol, despite don quixotes self perceived "noble" intentions, he is clearly not a man of sound mind. thus my own metaphor for right wing ideology. the government is their windmill...
:? )
Calling him Don ... By: ojisama8. on 07 Oct 09, 00:36:34 Calling him Don Quixote implies that he at? least has noble intentions... which seems like a bigger compliment than Rightwingist deserves
ok, this is the ... By: tomitstube. on 06 Oct 09, 15:50:40 ok, this is the last time i'm addressing your bizarre opinions. SERIOUSLY, idk what fringe right wing corner you get your sources from, but do yourself a favor and never use them again.
obama wasn't snubbed, it was given to rio, they were the favorite. bush had approval ratings around the world in single digits, obama is immensely popular and? respected. it was bush who was arrogant and hated! duh!!!
as for russia, ... By: tomitstube. on 06 Oct 09, 15:49:49 as for russia, again you're completely backwards. russian prime minister dmity medvedev has publicly said how much he likes president obama.
in a stroke of briliant diplomacy, obama backed off nukes in eastern europe in return for russian pressure on iran with regard to their uranium enrichment program.
the result? iran has opened their facilities to inspectors and are? complying with international treaties regarding nukes.
now what were you saying about the olympics?
goodbye.
tomitstube - The ... By: Rightwingist. on 06 Oct 09, 14:56:08 tomitstube - The IOC is not the only ones who have snubbed Obama. Here an example of what the Russias? thought about him. There is no dispute here. The rest of the world doen't like him either. Its his arrogant attitude.
watch?v=x1C_NWMRs8Q
lol, "koolaid ... By: tomitstube. on 06 Oct 09, 14:32:16 lol, "koolaid drinking"? now that's original!
"most of obama's 100 advisers told him he was making a mistake" , really? name one. uhmm, are you getting "obama advisers" mixed up with fixed news?
now go attack your windmills don quixote, they're big bad giants trying to hurt bill o'reilly!
cuz president obama made a? bid to bring the olympics, with jobs and everything, to chicago and america... the sky is falling, the sky is falling, it's the end of the world.
oh the humanity!!!
tomitstube - you ... By: Rightwingist. on 06 Oct 09, 12:26:12 tomitstube - you are koolaid drinking dumb shit. Obama has 100's of advisors. Most of them told him? he was making a mistake. So, what ever you want to think. I don't give a shit.
no rightwingist, ... By: tomitstube. on 06 Oct 09, 05:09:37 no rightwingist, you're insane. it was a pr pitch for his home town. he was asked if he could help with a diplomatic endeavor for the olympics and the world community.
how you can come up with all this slippery slope bullshit is unbelievable!!! i have never heard a more ridiculous fucking argument in my life. you're a complete buffoon who is so obsessed with bringing obama down you're ? basically running around yelling the sky is falling...
maybe you're don quixote! what an idiot!
Now, with that said ... By: Rightwingist. on 06 Oct 09, 03:19:49 Now, with that said. He Gambled? He didn't give it a lot of thought?? He thought that everybody would just do what he wanted? And never considered that IOC would say no?
Now apply his thought process to health care, stimulus package, Cap and Trade, cut backs in US Military, Defense from terrorist attacks, and nukes in the Middle East.
I'll just tell you like this. The Olympics is not an important issue, but if thats the best he can do, WE ARE ALL SCREWED.
He is an idiot and so are you!
tomitstube - If you ... By: Rightwingist. on 06 Oct 09, 03:10:23 tomitstube - If you don't get it, you really should rethink the matter. Here's how I derive at the conclusion. Months ago when I was asked about the Olympics, not knowing Obama was involved I stated Rio would get it. Now he should have known that to, or at least known there was a chance of it. Why did he stick his neck? out? Gambling? Thing is he really thinks that he can just talk people into anything. How arrogant! He over shot what he thought he could do and he got it wrong!
perfect :] the task ... By: RaynesX. on 22 May 12, 00:34:20 perfect :] the task of? explaining things to me is impossible, but you seem to have did the trick. thanks!
i? will defo learn ... By: eTedMeister. on 18 May 12, 20:12:11 i? will defo learn more like this at university rather than just showing me boring lectures lmao
well? done! love it By: nyembsafric1. on 07 May 12, 21:12:14 well? done! love it
u teach better than ... By: param4u10. on 28 Mar 12, 14:48:59 u teach better than IIM? profs!!
Too bad you ... By: vickiormindyb. on 21 Mar 12, 22:22:19 Too bad you couldn't be in sponsorship with MY credit? card company. MasterCard. I didn't get to pick it, my bank uses it and I'm not independently wealthy enough to use Visa.
he does everything ... By: quityojibbajabbaa. on 14 Mar 12, 01:21:32 he does everything its amazing?
Great video, the ... By: GCYOSH. on 20 Feb 12, 20:54:40 Great video, the penny just dropped for me around understanding bonds.?
Equity is the ... By: iNinjaNotes. on 21 Jan 12, 01:53:07 Equity is the residual value after liability claims. So if I have $20,000 of cash as an asset, and $5000 in outstanding liability debt, my equity would be $15,000. In accounting terms, equity is the make up of retained earnings (earnings accumulated that stay within the company) and? common shares (or dollars raised by the corporation in the form of stock).
its super good but? ... By: Ash4800. on 03 Jan 12, 07:00:03 its super good but? maybe start with explaining what equity and other such simple things actually mean? or is it in a different video?
oh shit this guy? ... By: bhappening28. on 01 Dec 11, 03:34:17 oh shit this guy? does chemistry AND business
It explains stocks ... By: answerOfstupids. on 27 Nov 11, 00:01:44 It explains stocks vs? bonds
depending on the ... By: zF15z. on 19 Nov 11, 13:54:08 depending on the size of your company, you would go an talk to? an investment bank and they would set up and offering for you. Not for free of course =]
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go to the? link
free-earnn-moneyy.blogspot.com
All give Sal a ... By: MTran0708. on 26 Sep 11, 14:06:30 All give Sal a round of? applause for putting this excellent video on here!
Sal,? how do I ... By: MrBornsleeky. on 19 Sep 11, 04:12:22 Sal,? how do I actually issue bonds? Who do I talk to? Where do I start?
Super explanation!? By: Matuxmatux. on 04 Sep 11, 11:55:21 Super explanation!?
Love? it, great ... By: blocknex. on 14 Aug 11, 18:27:59 Love? it, great explanation!
Very well explained ... By: ICHECBasher. on 17 Jul 11, 13:49:11 Very well explained, as usually!!
I've got one remark: Most Western? European countries apply Annual coupons and not semi-annual. But it's a small detail :-p ....
what? about ... By: 023flyer. on 08 Jul 11, 02:06:08 what? about inflation?
Thankyou!? By: Chay216. on 25 Jun 11, 03:34:42 Thankyou!?
Good video! I felt ... By: OctoberLandon. on 04 Jun 11, 14:10:38 Good video! I felt like I was? learning from Sulu on Star Trek.
KhanAcademy has ... By: drewkono2013. on 24 May 12, 17:02:32 KhanAcademy has made my understanding of CDS soo much better! I thank you for these 2 videos. Keep on making more!
What other factors played into the huge bust? besides the? housing market bubble where people failed to pay mortgages?
Gays check out? how ... By: nokkont. on 19 Apr 12, 19:31:34 Gays check out? how to become popular Russian invention
/watch?v=Y-pztzYMasA&feature=g-upl&context=G2f02875AUAAAAAAAAAA
There's one thing I ... By: runip64. on 13 Apr 12, 01:11:21 There's one thing I don't get. After B goes bankrupt and Insurer 2's rating goes to B+, what do you mean that Pension Fund A has to unload it's debt? So it basically asks for it's? loan back?
. . . is not the ... By: insanecow31989. on 26 Mar 12, 18:26:10 . . . is not the CDS model, but the amount of risk that comes from the inputs to this particular insurance model.
When something like AIG becomes "too big to fail" and will be bailed out in a bad situation, it is no longer accountable for its failures.
To me, it seems that CDS are fine, even useful, but should be regulated, perhaps by implementing a investment cap (preventing "too big to fail"), or by requiring insurance corps to? have more collateral.
With the financial ... By: insanecow31989. on 26 Mar 12, 18:20:06 With the financial crisis in hindsight, its easy to criticize the CDS model.
To me it seems like this model of 'pooled risk' is very similar to any other insurance company, or similar to a bank which loans out its money. Corporations such as AIG that distribute risk, as far I can tell, seem to serve the useful purpose of increasing market liquidity, giving? corporations access to the capital they may need to grow.
From Sal's explanation, the problem that I see with a corporation like AIG . . .
i have a beginers ... By: mavrick0ck. on 07 Jan 12, 21:58:38 i have a beginers questions. hedge fund 1 and insurance company 2 have a little side bet that company B is going to default, but neither of them have any connection to company B, or am i missing the connection here? also the hedge fund has taken out an insurance of 10bil but why is this? they are insuring themselves against something they have no part of since they didnt lend anything out. thanks?
.. and if not by ... By: jjunit207. on 14 Dec 11, 03:42:35 .. and if not by the European tax payers than? by the Americas, Japanese, and/or Chinese. 2008 ALL OVER AGAIN!!!!
No one got punished in 08 for the bets they made and they did it again! Look at MF Global. Huge bets on greek debt bc they knew greece would not be allowed to default. Suprise greece got 50% haircuts, im sure all the execs shit their pants on that day, they didnt see that coming! The huge banks have the world by the balls.
Regulate the derivatives market! PLEASE!!!
the beauty of the ... By: jjunit207. on 14 Dec 11, 03:35:51 the beauty of the whole CDS? and derivatives market is that its too big to fail. If it does fail gameover for everyone! The derivatives market is unregulated and is currently exceeding its pre 2008 crash levels. Its almost at a quadrillion dollars, CRAZY!
The big bet now is europe. Tons of CDS on greek, italian, spanish, and portuguese debt. If europe defaults the CDS market will destroy the financial system (again). So its clear europe will be bailed out by the tax payers.
No different than ... By: swassontelus. on 30 Nov 11, 07:54:48 No different than the pyramid scheme we? had with bottles of booze while in Engineering School. You only need 7 buddies to start and share the instant wealth at the '4th Level' of sucksalescomittment. Someone always gets screwed. You can't create something out of nothing. Peoples greed ultimately caused this chaos...and some will jump into a noose and others will simply be content and not even care as they simply didn't play the game in the first place.
Good video. But ... By: mikek241. on 26 Nov 11, 04:52:49 Good video. But unfortunately more gov't regulation on these credit default swaps will not solve the problems of insolvency, that's like treating the symptom instead of the disease. This whole? system is allowed to exist only b/c of the FED's easy credit policies and artificial fixing of the interest rates. If the money supply could not be manipulated so easily but instead was backed by a commodity standard, this whole ponzi scheme would not be able to exist in the first place. RON PAUL 2012!!!!!
You forgot to add ... By: Vveljac. on 23 Nov 11, 11:53:28 You forgot to add another bracket, "Government ", and extend an arrow from Moody's giving % to political campaign's so the government would advice
to trust in Moody's judgement, as in to direct pension funds and all others
into taking their services. Because after all, there must? be someone above Moody's who vouches for them, and gives them credit rating.
perfect? explanation By: bio84. on 16 Nov 11, 15:30:24 perfect? explanation
people need to go ... By: PureTamil. on 23 Oct 11, 04:23:12 people need to go to jail for this collapse!?
Im not sure of the ... By: thenumber13dotnet. on 15 Oct 11, 23:12:36 Im not sure of the laws in the USA however it is my understanding that one must have an interest before one can insure. So I could not insure against the death of my neighbour for example since I? don't really have an interest in his/her life. But the stock market appears that it's ok to insure something you don't own. I believe this is what happened with Lehman Bros. Someone may be able to answer that better....
I'm interested in ... By: klrscout. on 14 Oct 11, 19:13:31 I'm interested in the answer? to the second question. How can you insure something you don't own?
Wrong. Make it ... By: IvanAndreevich. on 08 Oct 11, 05:27:59 Wrong. Make it clear to them that they will not get bailed? out, and the shareholders will be VERY careful.
Except, since the ... By: vonnegut77. on 07 Oct 11, 21:34:09 Except, since the insurance company is 'too big to? fail', they are bailed out by the tax-payer if they overextend. :D Bonuses for all!
3:55 yes there is a ... By: IvanAndreevich. on 04 Oct 11, 01:01:17 3:55 yes there is a limit on how much? you can insure. You don't need a law, because the market imposes that limit. If they insure too much, they go bankrupt :)
You are missing, ... By: BelijaNero. on 19 Sep 11, 17:10:36 You are missing, that the ionsurance company does not have the? need to lend the money, if they insure a lending op for 2-3% they earn 2-3% for doing nothing than saying "I guarantee for this", if they lend the money to the company they would need to put a lot of cash on the table in return of 10% interest, which they cant do frequently, as they have limited money to spend. but their word is unlimited, which means they can guarantee for 300 comapnies and get 300 x 3%.
So @ 4:10 approx. ... By: thenumber13dotnet. on 06 Sep 11, 00:50:03 So @ 4:10 approx. really the Insurer should have to put aside for the amount insured because if it's not regulated as being required the Insurer could go belly up leaving the whole thing high and dry? Also how can a Hedge fund that has no interest in company B take insurance? on the debt of that company ^_^? The WHOLE thing makes me say OMG lulz
@Kaysersoze5, the ... By: moistfaucet. on 04 Sep 11, 08:30:35 @Kaysersoze5, the answer to your questions is over confidence because? all company categorize too big to fail.
OMG, you have ... By: abdulfattahahmad89. on 02 Sep 11, 04:08:14 OMG, you have explained everything that I've been trying to? do so in years. Thank you so much.
insurance? stupid ... By: heyathere1000. on 24 Aug 11, 06:24:09 insurance? stupid company.
@TheTomMan95 It ... By: Mestilf22. on 21 Jul 11, 11:40:00 @TheTomMan95 It knows it's a bet. I-2 takes the deal on the assumption that B? is good for the money. Hedge Funds are speculator's. They try to predict where markets are going. I-2 as you saw in the video, held the position that B was good for the money. If B hadn't defaulted then I-1 would have made pure profit.
Exactly. Reserves ... By: catobear1704. on 09 May 12, 05:11:54 Exactly. Reserves are based on? physical cash in the vault or digital cash on the computers. Reserves can't be based on Loan Notes.
they obviously put ... By: TNACAR. on 03 Apr 12, 16:29:41 they obviously put interest on the loans they give? out. that's how they make money.
I think it is a ... By: coolman210474. on 24 Mar 12, 16:33:40 I think it is a little illogical for me.. Is it possible to? give a loan out of 300 GP while the bank only has 300GP. The borrower will immediately require to drawdown the 3000GP to fund the project. Unless it is a "one bank" world which GP will somehow flow back to the bank (no leakage). But in reality, this does not make sense...
Hi everyone, I do ... By: Wisdomhunting. on 04 Feb 12, 14:29:20 Hi everyone, I do not really get how Reserve requirements work. It is 10 per cent is it meant that I need to keep 10 percent of the total liabilities which is 300GP? but, this would only? work in the case where we are sure that the person would not withdrawn all money right away, am I right?
Because if loan borrowed are to be withdrawn right away, which is gold in this case. The bank would not have enough gold to pay the person. even if it kept the within the 10per cent.
Its? really bad ... By: MrPEDOCTOR. on 02 Jan 12, 15:11:47 Its? really bad sound,. lol
It always confused ... By: Pettenderk. on 04 Dec 11, 13:24:49 It always confused me, the phrase explaining 'liquid': 'If someone asks for their gold, the bank is able to give it to? them.' Better would be: 'A bank is 'liquid' as long as its Reserve is EVEN or HIGHER to the Reserve Ratio Requirement.'
Hi, in this example ... By: joeshmoeb. on 18 Nov 11, 07:47:17 Hi, in this example, if the loans are good and are paid back over time, what does the bank get? The band does not get more "gold pieces" because it only opened a checking? account as the reserve requirement allowed right? How does the bank actually increase its gold reserve to increase its loan making in the future?
Good job Sal! Very ... By: r2sj. on 14 Aug 11, 23:17:57 Good job Sal! Very useful for? the current financial situation around the world.
loans? at the same ... By: ChulaKirby. on 23 Jul 11, 19:06:11 loans? at the same time they are getting deposits? I guess what I am asking is this......Is it an assumption that the new holder of the check or bank? notes is actually re depositing their funds in my bank?
I dont quite ... By: ChulaKirby. on 23 Jul 11, 19:03:36 I dont quite understand. I can see if someone deposited their money and I created a demand deposit for them, they are not going to come back tomorrow and want all of it back. So 10% reserve would be okay. But if I made a loan and then a demand deposit for them, the odds that they would write a check for the whole amount is almost guaranteed. And then the new check holder's bank would want that whole amount and 10% reserve wouldnt be enough. In reality are they just? making a bunch of little
how can you lend ... By: LimeZYX. on 07 Jul 11, 22:55:36 how can you lend out checking accounts representing 2900 gold pieces? when you only have 300 gold pieces in actuality? thanks for the vids, btw.
\/ \/ \/? By: PredominateOne. on 11 Jun 11, 10:09:33 \/ \/ \/?
Natives had it ... By: PredominateOne. on 11 Jun 11, 09:49:29 Natives had it right you can't own land, everybody shares it.? We need freedom like in the venus project.
Why gold Luigi? It ... By: PredominateOne. on 11 Jun 11, 09:48:28 Why gold Luigi? It is already majorly in the hands of the rich and can be used to divide even more. It is not plentiful? enough for even all Americans to have a fair share. Why do you think bank notes caught on? I do agree though. the whole Idea of making wealth justifying making money out of nothing is rediculous when applied on a global scale (not a made up world where resources can continually be brought in to give the bank unlimited "leverage" over us). Natives had it all right, you can't ow
calm? the fuck down By: parklinkin52. on 08 Feb 11, 07:04:22 calm? the fuck down
ALL I CAN SEE FROM ... By: dapo4u. on 05 Feb 11, 20:47:00 ALL I CAN SEE FROM THIS IS:
GOVERNMENTS SHOULD RUN THE BANK AND NOT OTHERWISE.
MONEY CREATION IS TOO MUCH OF A POWER TO BE ENTRUSTED WITH PRIVATE BANKERS... IT IS THE DIVINE RIGHTS OF EVERY? MAN AND WOMAN AND THAT POWER SHOULD ONLY BE USED FOR THE GOOD OF HUMANITY NOT FOR THE PRIVATE MONEY-MAKING INTERESTS OF A FEW.
where is he get? ... By: Epicdemicz. on 29 Jan 11, 22:26:26 where is he get? the 2700gp to lend out??
This isn't taught ... By: Luigi84289. on 02 Dec 10, 12:55:44 This isn't taught in America. I had? to learn it all myself.
We need to get out ... By: Luigi84289. on 02 Dec 10, 12:44:37 We need to get out of this debt and stop using notes. Notes are not scarce so they don't make a good standard. They? have no value. You have to have a scarce medium that people value and can be broken down indefinitely that's why gold has always been what people naturally gravitate towards in most civilizations. There have been exception like China which valued jade more but for the most part Gold has always been the most popular choice because it doesn't age and is malleable.
I meant to say "the ... By: dalcde. on 12 Nov 10, 12:16:06 I meant to say "the number below" instead of "the number above" in the beginning of? the previous comment.
(I just realised ... By: dalcde. on 12 Nov 10, 12:13:48 (I just realised that the number above should be 2700 GP instead of 2400 GP) That is well known as printing money. No money is physically printed, but M1 increases. In this example, the money (paper money) is physically printed, and that? complex process doesn't have to occur. They represent GP, or wealth, like paper money in the real world represents wealth.
I see people being ... By: dalcde. on 12 Nov 10, 12:10:28 I see people being confused here. At the beginning, the bank has 300 GP and can only lend out 270 GP. You think that's the end of the story, but it is not. That 270 can be re-deposited into the bank and the bank can lend out 243 GP. That is still not the end of the story. The 243 GP can be re-deposited into the bank and the bank can lend of 90% of that again. If we keep doing this, the bank can? have at most 2400 GP loan, if my maths work out. (continued at next comment)
this is so? evil By: jesusramones1. on 29 Sep 10, 21:44:34 this is so? evil
that's in part true ... By: nalcow. on 23 Sep 10, 05:07:39 that's in part true.. the real problem is the federal reserve pumping money into the system to buy us goverment debt and destroy it. This means to print money as there is no need that money to be supported by something (i.e. gold in the past), the federal reserve may print the mone they want to solve goverment debt. So the? most money flowed into the system, the money holders were tempted to create strange derivatives as the ones backed up by mortages,.
@ibshhrz im up over ... By: 2011helloo. on 23 Apr 12, 11:48:35 @ibshhrz im up over 1550% this week and still going strong. the trick is penny stocks most are utter garbage but are few are the future microsoft or wallmart, once a week i get a short report thats been making me a profit every week from a financial math whiz. be quick and get the picks now because ive heard there going private? >>> bit.ly/Ij1uwR?=ggdkrq
Gays check out how ... By: nokkont. on 19 Apr 12, 19:18:39 Gays check out how to become popular Russian invention
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keep? uploading more By: CassandraAbbey. on 31 Mar 12, 03:30:18 keep? uploading more
YOU COULD? BE ... By: louisbrassyyy. on 07 Mar 12, 15:56:29 YOU COULD? BE MAKING $2,000 TO $5,000 of EXTRA INCOME EVERY MONTH!*
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CAPITALISM creates ... By: kopellhinex. on 08 Jan 12, 18:44:21 CAPITALISM creates ELITE CRIMINALS. BANKERS. DRUG LORDS. INEQUALITY. INSECURITY. GREED. RUTHLESS COMMUNISM. NWO. NAZI. TERRORISM. LAZY? PEOPLE. REBEL POLITICIAN. ANARCHY. worst is WAR etc. etc.. ? ? ? ? ? ? ?
CAPITALISM was designed only for CORRUPT OPPORTUNISTIC MANIPULATIVE LAZY POLITICIAN. BANKERS. LAWYERS. DRUG LORDS. JUDGES. CRIMINALS. DICTATORS. RULERS. KING. SULTANATE. EMPEROR etc..
HARD WORKING PEACE LOVING HAPPY HONEST SOCIETY were always the slave victim and poorly starve to death. :(
the was the ... By: NMMerilyn365. on 12 Dec 11, 13:17:51 the was the greatest?? thing ever. EVER.
Great? Stuff!
... By: Chris1231. on 09 Dec 11, 16:43:14 Great? Stuff!
Thanks, Sal !!
How? have you been ... By: CostaRicaMarketing. on 09 Nov 11, 05:06:55 How? have you been finding it?
superb smooth flow, ... By: pratofizz. on 11 Aug 11, 14:52:50 superb smooth flow,gr8 to understand..
?
once the VC buys ... By: thegoonist. on 07 Sep 10, 14:22:58 once the VC buys the company's equity it becomes the majority shareholder. so technically that means the VC now owns? the company?
I love your ... By: goclick. on 30 Apr 10, 23:10:55 I love your business, finance, and? investing videos. Please do more of them!
yep the? post mon ... By: shirlego. on 15 Feb 10, 00:02:42 yep the? post mon valuation should be 3m
hi, it's a great ... By: XzRccc. on 29 Oct 09, 15:35:07 hi, it's a great video =)
by the way, should the? post-money valuation at 02:41 be 3m?
really great intro ... By: pali07ab. on 24 May 09, 11:39:17 really great intro to the topics,? easy and straight forward
This is great Sal. ... By: pongman. on 02 Feb 09, 03:36:22 This is great Sal. I'm in the process of getting my? third patent and my doctor partner wants to either sell the patent to a major corporation or try to make the product ourselves.
PERFECT!!! THANK ... By: zashgal. on 31 Mar 12, 14:37:06 PERFECT!!! THANK YOU VERY MUCH FOR? THIS WAY CLEAR EXPLANATION!!!!!!
More Valuation ... By: omarascha. on 08 Mar 12, 06:52:48 More Valuation videos? please!!!!!!!
? I want to draw as ... By: numerouss. on 16 Oct 11, 15:11:51 ? I want to draw as well. What is this program?
What confuses me is ... By: de0den. on 01 Oct 11, 17:46:43 What confuses me is similar to what confuses stefanboro above, I think. The balance sheet equation is for operating assets and equity, which are not the same, mathematically, as EV(the market value of the? enterprise) and Mkt Cap. It seems to me the ratios of EV-to-OperatingAssets, and MktCap-to-BookValue (P/Bk?) should be significant. I have trouble with terminology when learning complicated new subjects.
very well done. ... By: teknashend. on 17 Jun 11, 02:58:10 very well done. Question:
so EBITDA is the "raw cash" that a company makes. But technically, since EBITDA is NI + a bunch of added back line items, and NI isn't actually cash ( that's why analysts look at Price/Cash flow to put P/E in perspective) , then what is ebitda technically? isn't it just a theoretical profit number like NI but one that only excludes COGS and? SG&A?
also, i've herd that EBITDA is a proxy for cash flow. Which cash flow? OCF, or FCF? and how so? can you elaborate? Thnks
@stefanboro. I ... By: cmares5858. on 07 Jun 11, 03:23:17 @stefanboro. I would say that book value is only really important when trying to figure out the value of "capital intensive businesses". like a bank or any company that needs capital and assets to generate income/revenue, example: GE, CAT, BAC. Think about an internet company though, they are NOT a? capital intensive business. Their profits are made from intellectual property and other such things. So in the case of a non-capital intensive business cash flow and income are more important. than BV
Hello, when you ... By: Captnzoss. on 14 May 11, 16:11:08 Hello, when you talk about "Debt", does that include things like holiday pay liability, tax liability and? accounts payable?
I? agree, he is ... By: 49fiori. on 13 May 11, 15:01:49 I? agree, he is amazing!
This was more than? ... By: 49fiori. on 13 May 11, 15:01:23 This was more than? smart - thank you!
dude you are a ... By: tamubasketball. on 29 Apr 11, 18:42:28 dude you are a freaking genius. i am so jealous and am going to watch all your videos.? especially the finance related material
Sal, i wish i could ... By: afaqkhanpwr. on 02 Nov 10, 08:04:03 Sal, i wish i could meet you someday to thank you for your incredible videos.? Both your knowledge and teaching skills are superb. By the way i have only watched your math and stats videos - (and looking forward towards more stats videos eagerly since it my weak area). Having done MS in Finance, i m watching your finance videos just because i m addicted to your voice.
you ? sal deserve ... By: eulima19. on 31 Aug 10, 00:05:46 you ? sal deserve the nobel prize for education!!!
Who is Dr.? ... By: forthewin29. on 16 May 10, 04:31:41 Who is Dr.? Bordhesi?
Tell you what... ... By: DBrazilianBeauty. on 23 Mar 10, 23:35:48 Tell you what... besides Dr.Borghesi, you are the 2nd best person to teach this stuff. you guys deserve 5 stars :)?
really have? no ... By: NHS1978. on 27 Feb 10, 11:03:34 really have? no words...simply OUTSTANDING!!!!!...Cheers!!! Sal.
Was of great help. ... By: agamav. on 30 Jan 10, 09:37:47 Was of great help. Thank? you :)
I created my ... By: elfenelfenelfen. on 03 Dec 09, 21:23:54 I created my youtube account today, to thank you for the great video. Your videos summarized my year-long 2nd year university course. Thank you for taking time to create? and share your videos.
"Brilliant" is not ... By: NHS1978. on 19 Oct 09, 18:36:55 "Brilliant" is not the? word to describe this video !!! Untill now, I used to feel a little overwhelmed whenever I came across the word Enterprise Value" thinking it to be rather complicated for a layman. BUT TODAY ITS SEEMS SO LOGICAL AND COMMON SENSE !!! cant praise as well as thank the guy explaining the concept, enough.Look forward to some other such awesome videos. KEEP IT UP. CHEERS DUDE !!!
Awesome clarity ... By: atultiwari1000. on 17 Sep 09, 15:34:40 Awesome clarity and? ease of talking , the best part is it looks natural
Atul
cant wait for? the ... By: vinniepaz730. on 11 Sep 09, 03:27:15 cant wait for? the next video
Sal you are a ledge ... By: Jakers2009. on 24 Aug 09, 19:51:44 Sal you are a ledge! you explain EV the best... I never understood it till now and i have just taken my final chartered accountancy exams!
Thanks to you I understand the difference between book value techniques and market value techniques...?
hey guys, stop ... By: mofoul. on 22 May 12, 03:34:10 hey guys, stop being? libertarian and stupid on the internet
Good video. It ... By: catobear1704. on 09 May 12, 03:33:59 Good video. It completely explains the logical and practical hazards with fractional reserve banking. The bank has 1000oz's of gold in assets (left column) but AT THE SAME TIME has more liabilities (right column)---i.e., demand deposits (2710oz's)---than there is gold. That is, if the farmers, the workers, and? the contractors all went to the bank to redeem their gold, the bank would be unable to meet its customers' obligations. Why? Because there has been a misappropriation of funds.
False, my friend. ... By: catobear1704. on 09 May 12, 03:16:15 False, my friend. America went off the DOMESTIC gold standard in 1934 when FDR confiscated all the people of America's gold and made it illegal to? own gold. But America went off the INTERNATIONAL gold standard in 1971 when President Nixon refused to redeem any US dollars (in gold) when said dollars were presented by foreign central banks.
Such a sad waste of ... By: ChingChongCification. on 08 May 12, 04:14:27 Such a sad waste of time with these banking lectures. I haven't watched all of them but I'm convinced Sal hasn't actually talked about the real problems with this system. If? you want to understand the fraud of the banking system just watch part 1 of Zeitgeist Addendum.
Oh yea great, the ... By: XpEAnUTBuTtERsUckSX. on 01 May 12, 18:32:32 Oh yea great, the state owned central banks are great at the moment, you know how much the value of the? dollar has decreased since the Fed's inception?
Thank. You. I ... By: imm1n3ntd3th. on 25 Apr 12, 02:21:07 Thank. You. I completely? understood with this explenation
I finally ... By: xJayJayx995. on 24 Apr 12, 02:37:11 I finally understand this!!? thank you so much!!
Gays check? out how ... By: nokkont. on 19 Apr 12, 19:38:46 Gays check? out how to become popular Russian invention
/watch?v=Y-pztzYMasA&feature=g-upl&context=G2f02875AUAAAAAAAAAA
it is.
if you ... By: glasspig. on 17 Apr 12, 19:07:30 it is.
if you make a deal to repay something that doesn't exist, then they have the right to take from you what actually does exist
money doesn't satisfy these people.
they have? all the money, they control all the money.
what they are after is your stuff.
Which never happens ... By: ComradeBuka. on 08 Apr 12, 23:44:29 Which never happens, cough, almost never happens. And thus the rich get richer and the poor get multiplied.?
Private banks are ... By: ComradeBuka. on 08 Apr 12, 23:43:12 Private banks are definitely the root? of a lot of evil. A bank MUST be state owned, or else it is like cutting off your limbs one by one.
I know, I want a ... By: MrLivePositive8. on 05 Apr 12, 09:35:30 I know, I want a bank now.? The best money maker aside from the Federal Reserve.
since m0 is gold ... By: spark300c. on 27 Mar 12, 23:03:50 since m0 is gold instead of? debt it on the gold standard. m0 what i call the core.
the money exists? ... By: papitosabe. on 26 Mar 12, 03:26:31 the money exists? because they printed it (or just added zero's)...thats the scam...
While your comment ... By: mattxr2i. on 20 Mar 12, 03:09:33 While your comment was not directed at me, I want to thank you for the reading assignment. I will be checking? that out.
4:20 Hahaha, that's ... By: asymmetrisch. on 17 Mar 12, 19:06:18 4:20 Hahaha, that's so clever! I wonder what the first person who came up with it thought when he realized that he could? do this.
It's not about risk ... By: cannotbebothered100. on 14 Mar 12, 14:45:22 It's not about risk though, it's about wanting to protect the value of savings. Slightly higher rates due to less inflation is not a problem. If people want to take a risk with money, be it a note of fully deposited gold or some form of credit that? due to sufficient collateral as you say, is trusted as money, they can take that risk. Many of us can't invest well and 4 savings we need sound currency that isn't conflated with contracts for loans. Cheap capital is investable without low money rates
if people had faith ... By: nerfmyaccount. on 10 Mar 12, 07:08:37 if people had faith in the bank having strict credit collectors, and making sound loans? with sufficient collateral, they would take the risk of substance-less credit money due to the significantly lower interest rates.
Question
If you are ... By: jackedup2077. on 01 Mar 12, 04:32:58 Question
If you are lending money that doesn't exist to purchase? things, isn't that theft?
Ex. cars
The bank technically owns the car until the person pays off their loan. The bank purchased that car with money that really doesn't exist. The bank stole that car.
Then the banks sell the car loan to another lender and make money whether the person who took out the loan pays it back or not...
Sounds like fraud to me
It falls apart from ... By: jackedup2077. on 01 Mar 12, 04:27:15 It falls apart from the beginning. Why does a bank have to be made in the first place?
Why can't a innovator go straight to the farmers and borrow money from them?
Why can't people directly invest in projects that will improve their community/boost their economy?
Our method of investment is so withdrawn.? Gives people more opportunity for fraud
not a monetary ... By: WHOMAN2HUMAN. on 14 Feb 12, 09:13:48 not a monetary based economy but use a resource based economy to? provide for every human on this planet equally.
venusprojectdotcom
zeitgeistmoviedotcom
Kill a banker? buy ... By: aaronmoravek. on 10 Feb 12, 18:11:47 Kill a banker? buy a coin.
So money is an idea ... By: Flamestar1989. on 06 Feb 12, 01:08:07 So money is an idea... if we all stopped believing in it, it would just be worthless paper. I think the fractional reserve system would be? ok if there were tighter constraints on how much the bank is allowed to loan compared to the actual money it has. Corporate banking (the banks being privatised) is what caused collapse. Would it be better if we all started over again with a single currency and what you earned was simply... yours?
THIS THIS? THIS
... By: piecharthosen. on 05 Feb 12, 06:21:35 THIS THIS? THIS
it's a ponzi scheme that (yes) allows for greater growth. but also with enough bad debts, the whole thing falls apart.
Latest comments made on this video:
By: jwetzel96. on 27 Apr 12, 08:43:15
Thanks Sal! Great? job!
By: SeeingGreenDevils. on 27 Apr 12, 04:46:50
but if the loan holders can only pay 50 each out of the 300, wouldn't that impact they C.A some how? why would the? C.A for those same loan holders still be counted as 600 (total) in liabilities even though they can only pay 50 of the loan?
By: TNACAR. on 03 Apr 12, 16:27:48
also, since there are millions? of loans given out and paid back everyday, this problem pretty much arises from this example, where there is only one loan given out.
By: TNACAR. on 03 Apr 12, 16:27:08
the wonders of a banking system that doesn't need money that you can touch with your hands. if the borrower paid, say a contractor, with the money than the borrower would owe the bank 3000GP + interest and the bank would owe the contractor 3000GP. This like you said could create a? liquidity problem, since the bank can't pay the contractor in GP before the borrower paid it back. But since the contractor knows that the bank is good for the money, he probably doesn't want the money physically.
By: coolman210474. on 24 Mar 12, 16:10:59
I am not sure of the lesson 9 which says that the bank can give out loan up to 3000 GP, while the bank only has 300 GP. Wouldn't the borrower want full disbursement of the 3000 CP to pay for the project immediately ???? Something is missing her? .. can someone enlighten me ???
By: londonpie72. on 28 Jan 12, 12:19:56
Really good video refreshing my memory? ):
By: MrPEDOCTOR. on 02 Jan 12, 15:11:22
Thanks for the video.?
By: MultiCheeseGrater. on 02 Dec 11, 06:00:13
This is prob a dumb question but, how is it? a liability when you give someone a loan, it's not like you owe them money??? Could someone please explain this to me thnks
By: Canadianguy252. on 28 Nov 11, 22:26:45
Videos are great you are replacing my corporate? finance teacher. New sound would be great though
By: DayTradersWin. on 24 May 11, 19:45:27
I like your video - subscribe to my? channel and friend to have day trade videos
By: vikram7095. on 30 Apr 11, 17:07:09
Good one. Clear on leverage and? debt to equity
By: vikram7095. on 30 Apr 11, 17:06:38
Good one.. clear on? leverage and debt to equity..
By: CBNAquatics. on 27 Apr 11, 15:03:23
there is really no safe value for debt leverage. For example if the Federal Reserve calls in all loans like in the great depression, or it drastically decreased like in the GFC (huge mortgages) then? there will be too much debts and not enough paper money floating around.
By: CBNAquatics. on 27 Apr 11, 15:00:07
debt equity ratio is good when you want to calculate the debt? of a company or in this case a bank. It is used more realistically then A:E ratios because usually for a bank the debts are much higher then what they have in there equity, hence govt balilouts. D:E is also primarily used for calculations on stock/ options prices.
By: CBNAquatics. on 27 Apr 11, 14:49:10
nope they? are actually created out of debt.
By: juliusreea. on 07 Apr 11, 13:47:07
negative equity =? insolvency?
By: MrBigEnchilada. on 27 Feb 11, 04:41:32
lol what? how does printing? currency increase bank assets?
By: arseneremy. on 19 Feb 11, 06:00:01
so the solution is to? fire up the printing presses and flood the market with currency. inflation nation is the U.S.'s answer to insolvency. SMH
By: Luigi84289. on 02 Dec 10, 14:00:48
Hey Khanacademy did the bank? borrow the money for those loans?
By: frederickriemann. on 19 Sep 10, 22:59:31
Hi! I really like your video but you have to impove the sound. Quality is more? important than quantity. I hope this will help you. THANK YOU, your videos are really helpful!
By: thehashcat. on 30 Aug 10, 03:25:16
Can you expand? a little bit on the 2nd concept of leverage you introduced (D:E), and how it relates to the definition you spoke about at length here (A:E)? Mechanically, I understand you can calc it (A=L+E), and come up with 10:3 (A:E) from 7:3 (D:E). But intuitively, a 10:3 (3.3:1) Assets:Equity ratio makes sense, coz you know you will be insolvent if 1/3rd of your assets go bad. How/where does the D:E ratio help us, intuitively? And if it doesn't, why don't ppl exclusively use A:E? Thanks!