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Attorney R. Scott Cedola of Cedola & Vincent PL discusses issues facing consumers when sued on a past due debt. Contact him directly at 866-475-DEBT(3328).
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How to Settle Credit Cards for Dimes on the Dollar. You can do it yourself. Don't pay thousands of dollars to scam debt settlement outfit. This isn't rocket science. Settling credit card debts is not difficult. You can settle for dime on the dollar, or a bit more if you want to settle sooner. And you can fix your FICO score at the same time.
Whoever would give ... By: fongwu. on 16 May 12, 22:42:27 Whoever would give someone making 600 a week a 400k loan? isn't too bright either.
Why dont you losers ... By: frank steinmann. on 18 Apr 12, 15:49:39 Why dont you losers just take some resposibility and pay ur dam bills, what a buch of bs teaching everyone hoew to scam. its like the idiot who bought a 400k house and makes 600 bucks a week, that's called a moron? and there are alot of them in this country.
I think you have ... By: jewelee666. on 13 Apr 12, 06:51:55 I think you have some good information there, however in some situations " a year trial" isn't going to cut it when people are? faced with the situation "right now" Most people don't anticipate not being able to pay their debt. When they are looking for solutions it's because they have a need right now or yesterday. More than likely 4-6 months already into the process.
if they repo the ... By: AdirondackNY. on 29 Mar 12, 03:43:54 if they repo the truck they will sell it at auction and sue you for the ballance, if you took a cash advance on a credit card or got an unsecured loan and paid the truck off then if? you get behind on the loan no one would take your truck and in NY an unsecured loan under $15,000 they cant atack your assets and if self employed or under the poverty level they can not garnesh wages
What planet do you ... By: BillSalem. on 24 Mar 12, 20:40:51 What planet do you live on? The system is set up so that you WILL get? into debt. It's how the whole economy is set up. We are all surrounded by the most sophisticated environment of persuasion in the history of the world, all of which is designed for one purpose: to persuade you to take on debt. At least credit card debt, if not house and car debt. Your question speaks of a disingenuous attitude.
We have been ... By: USADebtProcessors. on 23 Mar 12, 22:57:50 We have been offering our services for free up front so we have never had a? complaint and people feel comfortable because our interest is the same as the client, getting them to pay as little as possible to the creditor. Watch my video to find to find out about our free offer and the first fully compliant no upfront fee debt settlement company.
I have a 99 ford ... By: jptime39. on 17 Mar 12, 08:05:22 I have a 99 ford ranger. & years ago i? owed 4700.00 on the truck and we got 5300.00 extra and tied the truck in the loan. The loan rate is 22% The ex wife is first on the loan and me second. ne main finacial says i owe 15,000 plus dollars. I am now 30 days late and i offered them 3500.00 bucks one time to settle this once ont care if they reposess the ranger because i have another truck that i have a low 5.5% intrest rate on.
.
I originally never ... By: crossj415415. on 11 Mar 12, 00:59:26 I originally never had an issue paying my credit card debt off until a wonderful bank named Chase purchased my bank? raised my APR to 29% on my card then closed it on me 6 months later when my card expired because they said I wasn't making large enough monthly payments (although I was paying more then the minimum payment amount). If that's not criminal I don't know what is.
.. Depends on the? ... By: JaxxBat. on 06 Mar 12, 08:46:29 .. Depends on the? state i think
Having a credit ... By: MRMILO57. on 06 Feb 12, 21:33:56 Having a credit card is privileged! NOT A RIGHT!
This is applies? to a home and car loan as well!
good luck on that? By: LGLG69. on 30 Dec 11, 06:23:07 good luck on that?
Minimum payment on ... By: Junky53. on 25 Dec 11, 18:43:45 Minimum payment on $3000 will take? 30 years to pay off.
If you don't have ... By: Junky53. on 25 Dec 11, 18:40:54 If you don't have money...don't buy it.?
How about, not ... By: dekoomers. on 16 Dec 11, 07:17:17 How about, not getting into debt in? the 1st place.
occupy wall? street By: occupytheworld22. on 21 Nov 11, 13:16:13 occupy wall? street
I no longer? offer ... By: AceOfHeart2012. on 11 Nov 11, 03:49:12 I no longer? offer what I do for free because I know that it works. I have a foreclosure, an IRS FFA, outstanding utility and property tax bills and I just got approved for cable TV service. In fact, the agent told me that I "more than qualify". Plus I have an $800+ medical bill that I took care of recently so I know what I do works. I've been told by many that I should charge at least something for it. Write me at the email address I have on my profile and we can discuss it.
please tell me more ... By: GTox444. on 10 Nov 11, 18:28:31 please tell me more about your "novation or 'conditional acceptance" letter!
GT?
What you do the ... By: machintruc313. on 19 Sep 11, 02:18:11 What you do the first time a debt collection agency calls you is : 1. Ask the name of the person talking to you? and the name of the collection agency 2. Tell them you understand they're doing their job but you don't conduct business on the phone 3. If they call back you will file a complaint with the FTC (Federal Trade Commission), the Attorney General of the state they're calling from and the Attorney General of your state's residency 4. Say bye and hang up.
I bought 100k ... By: Beesnchickens. on 06 Sep 11, 18:00:32 I bought 100k worth of silver 2? years ago. I only have to pay 10k for it?
When the third? ... By: Beesnchickens. on 06 Sep 11, 17:58:26 When the third? party debt collector calls via the phone simply say no to every single question. Try it.
All the people who ... By: machintruc313. on 02 Sep 11, 20:58:04 All the people who are insulting this man on the? video are ignorant. You don't understand the system you live in and who is behind the wars. Start reading and informing yourself about what money is and how it works, how the economy functions and who controls it. Until then be respectful and you should bow in front of people who are educating you for free. The scumbags are not who you think they are. And as Einstein said : Condemnation without investigation is the ultimate form of ignorance.
When you use a ... By: machintruc313. on 02 Sep 11, 20:52:33 When you use a credit card, the merchant gets paid the moment you sign the transaction. Then the bank charges you a second time when you send the money to them. If you don't understand what I'm saying, read "how I clobbered every bureaucratic cash? confiscatory agency known to man" by Mary Croft. Free and downloadable on the internet. Then watch Zeitgeist (all their movies, specially the one explaining how "money works") and then on youtube "Money is debt". THEY steal. We don't.
Call 1-877-364-1886 ... By: gkherman68. on 05 Aug 11, 15:08:03 Call 1-877-364-1886 for a free credit consultation today?
stay a way? from ... By: TEX10261. on 05 Aug 11, 03:07:51 stay a way? from credit cards if you can
i can't believe ... By: artria. on 06 Jun 11, 03:26:18 i can't believe that in this day and age there still are people like you who encourage this type of behavior and mediocrity. " use the money and don't pay" you should be ashamed of yourself a grown man like you stupid and broke. actually stupid ugly and broke.? you should not be giving advise. i think everybody knows how you know this information
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Tips from Dave Ramsey, to help consumers stay out of credit card debt. Eltman, Eltman and Cooper is the leader in the credit and collections bar since 1947. Visit us online at www.eltmanlaw.com, on MySpace at http or on Facebook at www.facebook.com . Thanks!
for some more? tips ... By: jpbloggerable. on 08 Apr 11, 06:07:57 for some more? tips to stay out of debt go to, debtfreeguidejp.blogspot.com
Stay in touch? for ... By: BiznisCentarYT. on 24 Mar 11, 12:44:41 Stay in touch? for a safer future!
Stay in touch? for ... By: BiznisCentarYT. on 24 Mar 11, 12:44:19 Stay in touch? for a safer future!
Buy some Canadian ... By: lsnows. on 12 Jan 11, 23:41:58 Buy some Canadian dollars, dude.
Okay, okay, sarcasm aside, if things in America REALLY go pear-shaped, vote with your feet- emigrate. I don't think we'll get to the situation of Zimbabwe, because Obama is no Bob Mugabe by a long shot. But, hey, if things do go pear-shaped, I hear Brazil is doing pretty well. My ancestors had no hangups about fleeing Ireland, so we can't have hangups about leaving America this day? and age.
LOVE LOVE LOVE Dave ... By: lgrunke. on 17 Oct 10, 01:21:50 LOVE LOVE LOVE Dave Ramsey!!! I'm ALMOST done? with Baby Step 2, and CAN'T WAIT!!!
Thanks so much for ... By: ACEgrand629. on 14 Apr 10, 08:23:25 Thanks so much for this Dave, short, and to the point.? Guidance through the fog.
Couples Save $50 ... By: mostpopular2010. on 05 Feb 12, 06:08:47 Couples Save $50 off first-work fee at Lexingtonlaw credit? repair when they signup together More info in my channel
yeah wtf, the white ... By: strawberry2255. on 19 Jan 11, 02:35:47 yeah wtf, the white lady talks like a Muan...? lmao.
so why did you ... By: TheSlurpeeMaker. on 26 Dec 10, 05:29:18 so why did you watch it??
The? new released ... By: prehistoric28. on 22 Apr 10, 22:17:36 The? new released book "You Have A College Degree, Now What?" has a chapter specifically dedicated to this, called "Financial Literacy." I recommend this to all students.
hello, im a ... By: monielmo. on 15 Oct 09, 14:30:18 hello, im a freshmen in college and im thinkin of gettin a credit card (the secured? one) but i dont know the exact one to get, can u help me
i knew this stuff? ... By: rpgamer08. on 22 Aug 09, 05:01:44 i knew this stuff? already
real? good ... By: sugarfoot82. on 08 Feb 09, 19:55:49 real? good informative video
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Speaking with Stuart Varney on the Fox Business Channel about Congressman Kirk's recent trip to China and their recent move to curtail the purchase of US debt.
I don't think ... By: Youtiao22. on 26 May 12, 02:20:18 I don't think that's true at all. I do think that it's expected that if you paid? for something in CASH and in such a LARGE AMOUNT, you would keep the receipt for a while. I never pay in cash for anything other than food. Cash = trouble.
A Typical? Jew. ... By: azz05. on 26 May 12, 02:13:22 A Typical? Jew. Liar!
The defendant ... By: hpiguy. on 22 May 12, 13:50:53 The defendant brought Seth Rogen as? a witness.
those girls really ... By: MALIRIPPA. on 15 May 12, 10:41:58 those girls really screwed this guy. he didnt have the will? to loose the weight so he pays someone to yell at him.
Initially, yes, but ... By: brimacki. on 14 May 12, 07:58:44 Initially, yes, but you have to work out eventually? to lose weight.
i lost 70 lbs for ... By: ChrisBeale2008. on 13 May 12, 00:57:26 i lost 70 lbs for the cost of a wii and going on a diet....this guy got? screwed for that price lol
I love her ... By: Martiwashere. on 04 May 12, 03:44:08 I love her cubanness, proud to be? cuban :)
Justin seems like a ... By: MaximalLife. on 03 May 12, 02:55:42 Justin seems like a nice guy.
It's great he lost some weight. He could stand? to lose a bit more.
This should not have gone to court.
If only you ... By: yeahgirl11. on 29 Apr 12, 07:31:20 If only you reported the people who? actually need to be reported. lol
the plaintiff was ... By: 010110010. on 22 Apr 12, 18:39:46 the plaintiff was suing for $700 but awarded $720
I thought what someone sued for? was the maximum limit that can be attained.
judge if you lost ... By: des696969. on 15 Apr 12, 02:06:07 judge if you lost 80 lbs you'd be? dead.
He is clearly not ... By: Mcommander23. on 13 Apr 12, 18:54:48 He is clearly not telling? the truth.
You have a point. ... By: Mcommander23. on 13 Apr 12, 18:48:25 You have a point. The problem here is that the plaintiff's have paperwork to support their claim. Whoever presents the more credible evidence wins. Having said that, this was a very suspicious situation. Normal people do not pay for legal services in excess of 1 or 200 dollars with cash. If he was telling the truth, which I do not for a moment believe, he should have wrote them a? check if he was not paying by credit card. It would have saved him a lot of trouble.
Why do Judges ... By: csrshuga. on 09 Apr 12, 04:01:58 Why do Judges expect everyone to keep every single receipt? from every purchase in life!?!?! I think its completely credible that people put their receipts in the purse/wallet then clear out their purse/wallet a couple of months later. Who is to know that they're going to be taken to court.
Im NOT defending this 'D' at all, Im just saying that what he said was credible - well... in my world lol
Dude got ripped ... By: beatzfromchicago. on 06 Apr 12, 08:36:34 Dude got ripped off.I lost 30 pounds watching SIXPACKSHORTCUTS videos on? you tube.
And that was free!!!
Youtube informed me ... By: ExtinctionIsHere. on 05 Apr 12, 02:05:55 Youtube informed me your account has received an infraction. Not only have you been reported and received an infraction but you have also made a fool of yourself on the internet. Congratulations! I'm also going to block you so I won't see anything else you say but you're probably reply because you're under the age of 12 and have nothing better to do. I suggest? you make some friends or grow up kid.
ooooh he? reported ... By: whisky432. on 04 Apr 12, 11:50:25 ooooh he? reported me on youtube. why are you even alive fuckface??
suck? it By: whisky432. on 02 Apr 12, 13:34:59 suck? it
Those gym owners ... By: mverma7845. on 29 Mar 12, 22:26:51 Those gym owners and trainers were hot, I would train with them.?
Always get a ... By: ScottBlackula. on 26 Mar 12, 15:17:23 Always get a receipt I pay 40 bucks a month and always ask for a receipt.Defendant was dumb giving that much to a kid.He should of gave it to one? of the real employees
because? they never ... By: U2bvUR2. on 23 Mar 12, 19:31:43 because? they never had any paperwork to begin with. He is a liar. You don't pay cash for large sums of money for this very reason.
I don't think the ... By: ExtinctionIsHere. on 20 Mar 12, 08:28:04 I don't think the defendant lied...I think he paid the money but the son took it. Unfortunately there's no proof so I agree that he does have to pay. But the son was just? handed $700 in cash...Pretty easy to pocket it.
Why the feck don't ... By: ExtinctionIsHere. on 20 Mar 12, 08:24:22 Why the feck don't people bring paperwork to these court cases? It's? so annoying...
its ok to say drak? ... By: wbooker10. on 12 Mar 12, 17:19:22 its ok to say drak? skinned
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NBC 10 News' Consumer Alert, "The Money King's Secrets," an interview with Scott Bilker, founder of DebtSmart.com, and author of "Talk Your Way Out of Credit Card Debt." Segment hosted by Tracy Davidson.
Yes they? are ... By: SilentTrama. on 16 Nov 10, 16:29:48 Yes they? are thieves. You buy items on the card with money that doesn't even excist and then have topay it back plus the fees charges and interest. Just another scam
Wow... Great tips. ... By: kiki1965. on 26 Aug 10, 06:16:06 Wow... Great tips. "Thanks ScottBilker!" Is there an updated print of this book? They keep turning me down for credit & cards; perhaps a secured card could help me to reestablish my credit(score).? Could I use your principles to help me with items like my school loan and miscellanious accounts? What are your thoughts? Thanks!
I agree. Credit ... By: AshrafTheVoyager. on 28 Jul 10, 21:35:53 I agree. Credit card companies are mostly thieves who love to see people sinking in debt. I think people should just stop using them and use debit cards instead?
Everyone. Here's ... By: Davidbzm01. on 01 Feb 10, 23:46:30 Everyone. Here's how you fix it
Take that credit card and cut it up.
CALL THEM and cancel the account.
Don't just stop using it because they are currently working on a new penalty charge for "NOT USING" your card.
They WILL get the message when 40 million people call them up and say NO.
They wont have a choice but to fix it.
When your? money stops flowing into their pockets. They will hear you.
No violence. No weapons. No lawyers.
Just stop using the? card and they WILL FOLD
Easy as that.
To the comments ... By: lckam007. on 21 Jan 10, 07:33:26 To the comments about paying on time and? don't charge what you can't pay. Try losing your job through no fault of your own and then maybe you will have some compassion for others.
WOW! This is one ... By: MandMEvangelists. on 20 Aug 09, 22:13:36 WOW! This is one of the best videos I have seen in a long time! I am certainly going to review this again and get the authors book! He obviously commands authority on the phone with several great tips that every day people can use!
Thank you for posting this! I am promoting? it on our website!
Blessings to all of you!
dnt read this(cuz ... By: DevientKitten. on 06 May 09, 17:40:07 dnt read this(cuz it really wrks). u will gt kissd on the nearest frieday by the love of ur life. 2mara wll b the bst day of ur life hwever if you dnt post ths comment 2 at least 3 vids u will die withn? 2 days nw uv startd readn? this dnt stp
if you use it you ... By: wolverineeeeeeeee. on 21 Dec 08, 17:18:45 if you use it you have to pay it back.
You dont lend money from you parents and talk your way out of it right. This is so not right.
This behauviour makes the system fall down.
Use? a cash book!!!!!!
Get? rid of the ... By: bornwithaBA. on 30 Sep 08, 23:14:35 Get? rid of the first 1:15, and get right to the story.
Annoying fees and " ... By: stingraes. on 17 Aug 08, 04:57:35 Annoying fees and "hidden charges"? I am so sick of greedy consumers that want to charge up their credit card and pay late and then cry that the credit card issuer is abusing them? with fees. Oh Please! I am so sick of people being irresponsible and blaming everyone else for their money problems. Here is an idea, don't charge up your credit card if you can afford to pay cash. Hidden fees? If you pay late, you get a late fee. Learn to pay your bills on time.
I can? help you ... By: CreditCards4ALL. on 16 Feb 08, 22:48:13 I can? help you apply for a credit card online, even if you have a bad credit.
Apply for a credit card online in 5 minutes!
interesting!? By: ChelyLasVegas. on 22 Nov 07, 03:51:34 interesting!?
very interesting. I ... By: editor2325. on 06 Jul 07, 23:03:04 very interesting. I rather stay away from credit cards, though.
This fellow reminds me of good ol' George? Costanza. =)
Video duration: 125 seconds
Global video hits: 2574
Alexander Cockburn discusses the need for a mass debt repudiation movement in the US--and Joe Biden's role in our debt. GRITtv with Laura Flanders brings participatory democracy onto your computer screen and into your living room, bridging the gap between audience and advocates. Watch any show, at any time: grittv.org
What I can't ... By: Packitlikesardines. on 16 Nov 10, 20:51:56 What I can't understand is why GritTv only offers short, often out of context, segments like this one.?
This video should ... By: HyperColours. on 10 Oct 10, 20:47:23 This video should have 1 million? hits, instead of 1 thousand, Americans are shepel!
Do?
what the
" ... By: lazyfreedom98. on 08 Oct 10, 21:30:10 Do?
what the
"Donald"
Does
1989 KPRC NBC Interview with Donald Trump
/watch?v=ZXQNXVI2cMg
A great thing of ... By: marimbadearco. on 05 Dec 09, 19:06:42 A great thing of GritTV is we get to see? and hear the people we otherwise only read in progressive sources.
Bernie Saunders has proposed legislation to eliminate the usuary levels of credit cards, etc.
*****, the System ... By: ubuibiok. on 18 Nov 09, 22:17:48 *****, the System has Americans so divided, that even if a small Town or even a few small States? were to revolt, It wouldn't succeed...
Everyone. Here's ... By: Davidbzm01. on 01 Feb 10, 23:46:14 Everyone. Here's how you fix it
Take that credit card and cut it up.
CALL THEM and cancel the account.
Don't just stop using it because they are currently working on a new penalty charge for "NOT USING" your card.
They WILL get? the message when 40 million people call them up and say NO.
They wont have a choice but to fix it.
When your? money stops flowing into their pockets. They will hear you.
No violence. No weapons. No lawyers.
Just stop using the card and they WILL FOLD
Easy as that.
Tetchcyn..yes you ... By: mastermoneystar. on 26 Oct 09, 22:58:45 Tetchcyn..yes you are right Credit Card Companies are evil alright!...there are not your Friends..and are only interested? to milk as much cash from you as possible....we all should only pay cash for everything...
MarquisdeLafayett.. ... By: mastermoneystar. on 26 Oct 09, 22:52:52 MarquisdeLafayett....lol...yea, I know what you mean...My best Friend maxed out all of his credit cards also....he got himself all kinds of dvd's and books? on amazon and he went to Vienna Austria on vacation for 1 month and spend 12.000.- with his credit...he even rented a Ferrari there and had way 2 much "free" fun..lol....he is not planning on paying them back.....
so true..i started ... By: jaysmic24. on 17 Aug 09, 17:35:11 so true..i started paying off 3x minimum few months ago on a CC and the minimum went down to a rediculous 10$/ mnth..YOU CANT EVEN BUY A LATTE WITH THAT! they want to slowly bleed the payments out of u? its more profitable for them!!!
What a load? of ... By: cityprof. on 27 Jul 09, 02:22:44 What a load? of crap. I had a $25,000 balance transfer at 4% interest per year with an automatic monthly payment of $450.00 per month. I've paid down $8,000 already. Now Chase wants to increase my monthly payment to $900.00 because they can't raise the interest rate. This is an impossible situation for me. I'm livid. I'm filing a complaint with the FTC. A lot of good that will do since what Chase is doing is entirely legal. Still, I suggest that everyone complain to the FTC. It's bait & switch.
liar liar, pants on ... By: solarisgalrocks. on 24 Jul 09, 16:50:53 liar liar, pants on fire.? They increase your minimum payments AND raise your interest to 29.99% which they can easily do.
Why do people like to lie? Stop lying to us already!
go ahead , hike my ... By: MarquisdeLafayett. on 20 Jan 09, 23:20:45 go ahead , hike my rates , i stopped paying my credit card after maxing it out . and you the card companies can't do jack to me because it's UNSECURED DEBT haha , thanks for the free money ... oh and my? credit score that you warn me will go down , what good is it now eh ? the market is in FLAMES , credit is about to go out the door for the next decade ... thanks for the xbox360 visa!
Years later now, ... By: xvirg. on 24 Jul 08, 14:33:14 Years later now, has this policy of increased minimum payments had any affect on the overall debt we carry? Probably not. I would? argue that the overall credit card debt has increased and will continue to increase regardless of any changes, either legally binding or voluntarily, the banking industry makes.
Do you? have a ... By: CREDITCARDSUPERDEAL. on 05 Apr 08, 11:43:36 Do you? have a credit card?
credit card ... By: tetchcyn. on 28 Jan 08, 07:11:35 credit card companies are like criminals. I decided to start paying off my credit card dedt in 8 month by paying $350 a month? and 4 month later I saw my minimum payment drop to $15 form $150 . I'ts because they make more money if you always pay just a little at a time.
Very helpful!
... By: ChelyLasVegas. on 29 Nov 07, 19:16:31 Very helpful!
thankx? Scottbilker for this video.
Because it directly ... By: MichelleWritesSings. on 13 Oct 07, 03:24:37 Because it directly pertained to the issue? It was just the intro material? What part don't you? understand? lol
any reason for the ... By: roboplege. on 06 Mar 07, 15:19:57 any reason for the first 1min20 of this clip? what a? waste of time.
I found this video ... By: mahiaroha. on 14 Jan 07, 14:53:23 I found this video to be very informative, it breaks down something that can be very complicated to understand in a way that is extremly user friendly. ? Great job!
Video duration: 617 seconds
Global video hits: 2470
Did America's record-high level of economic inequality in 2007 help cause the financial crisis of 2008? With Americans' borrowing back on the rise and signs that economic inequality is growing, could there be another financial crisis in the near future? Paul Solman continues his series of reports on US economic inequality.
![You Don\](http://i.ytimg.com/vi/OeN3nM4kfbI/2.jpg "You Don\")
![FBN\](http://i.ytimg.com/vi/pofGbCdYFrU/2.jpg "FBN\")
![China Canceling US\](http://i.ytimg.com/vi/DgHvZOT0ujY/2.jpg "China Canceling US\")
![The People\](http://i.ytimg.com/vi/ZTsXs6SO8hg/2.jpg "The People\")
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